34257 Birch Trail, Pequot Lakes, MN, 56472
About this home
Enjoy lake living on beautiful Upper Hay Lake, ideally located between Nisswa and Pequot Lakes with west-facing views and incredible sunsets just feet from the water! This unique 4-bedroom, 3-bath property offers two separate living areas, including the main 3-bedroom, 2-bath home plus an additional 672 sq. ft. finished living space above the garage. The second living area is complete with its own bedroom, bathroom, kitchen, living room, gas fireplace, and private balcony, creating incredible flexibility for guests, extended family, rental income, or investment potential. The fully finished garage features in-floor heat, with in-floor heat and a mini split serving the upper living space. Recent improvements include a brand-new septic system, asphalt driveway, vapor barrier in the crawl space, and concrete apron. Enjoy the sandy beach, great fishing, classic up-north cabin feel, privacy, and two truly move-in-ready living spaces. The lot also extends across the road, offering additional space and potential for a future storage building or additional garage.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 1 full / 1 3/4 / 1 half
- Heating
- Boiler, Ductless Mini-Split, Dual Fuel/Off Peak, Forced Air
- Cooling
- Central Air
- Appliances
- Cooktop, Dryer
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 2 spaces · 24x28 · 672 sqft
- Parking features
- Detached Garage, Asphalt, Paved Lot
- Patio & porch
- Deck, Rear Porch
- Exterior features
- Engineered Wood, Wood
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Block · 1,240 sqft
- Roof
- Asphalt, Metal
- Year built
- 1961
Utilities
- Water
- Drilled
- Sewer
- Tank with Drainage Field
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 186 - Pequot Lakes
- High school district
- Pequot Lakes
Financial & listing details
- Annual tax
- $2,528 (2026)
- Listed
- Sep 8, 2026
- Days on market
- 15
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
34257 Birch Trail, Pequot Lakes, MN, 56472
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
