Sold / Closed
$635,000

Sold price · Closed Oct 19, 2026

33481 S Upper Hay Drive, Pequot Lakes, MN, 56472

2  Bedrooms1  Bathroom1,317  Square Feet0.71  Acres
Days on market23
Year built1969
Garage spaces2
Potential $15,750buyer credit when you buy with SODL

About this home

Offered for sale for the very first time, this Upper Hay Lake property is the kind of Minnesota lake cabin that doesn't come along often. Hand built in 1969 as a family cabin and enjoyed by the same family for generations, it has a history you simply can't recreate. While there are still a few cosmetic finishing touches for the next owner to make their own, so many of the expensive updates are already complete, including a new furnace and central air in 2025, metal roof in 2021, updated 200-amp electrical panel in 2021, new exterior siding and shakes, new concrete walkway and patio, and new luxury vinyl plank flooring throughout the main level. Inside, huge panoramic Andersen windows and an updated sliding glass door bring the lake views front and center. The kitchen offers generous counter space, custom epoxy countertops and a deep farmhouse-style sink, while the updated bathroom and wood-burning fireplace add to the comfortable cabin feel. Outside, the .70-acre lot is filled with towering pines that give you the Up North setting everyone is looking for, along with a roomy garage and an adorable custom waterside storage shed with electricity—perfect for lake toys, fishing gear and all the extras. Upper Hay Lake is approximately 596 acres with depths reaching about 42 feet and offers great opportunities for boating, swimming and fishing for walleye, northern pike, bass, crappie and panfish. The Pequot Lakes location also puts you close to Nisswa, Breezy Point, Crosslake and the Whitefish Chain of Lakes, with golf, restaurants, trails, shopping and year-round recreation all nearby. This is more than a lake place—it is a longtime family cabin ready for its next chapter.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1969
LevelsTwo
Living area1,317 sqft
Above-grade finished1,317 sqft
Below-grade finished0 sqft
Lot size0.71 acres (129x348x100x267)
Days on market23
ListedAug 11, 2026
MLS #NST7125693
CountyCrow Wing
SubdivisionVi-Lu Shore
Parcel #7236P000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Electric Water Heater

Property

Levels / stories
Two
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Detached Garage
Exterior features
Stucco
Fencing
None
View
North

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 390 sqft
Roof
Age 8 Years or Less, Metal
Year built
1969

Utilities

Water
Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Vi-Lu Shore
HOA
No HOA
School district
186 - Pequot Lakes
High school district
Pequot Lakes

Financial & listing details

Annual tax
$1,215.65 (2026)
Listed
Aug 11, 2026
Days on market
23
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Partial
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesElectric Water Heater
DiningInformal Dining Room
AmenitiesKitchen Center Island, Main Floor Primary Bedroom, Panoramic View
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofAge 8 Years or Less, Metal
FoundationBlock
Foundation area390 sqft
Road frontageCounty Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$1,215.65
Tax year2026
Taxes w/ assessments1215.65
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District186 - Pequot Lakes
District number186
District phone2185684996
High schoolPequot Lakes
SODL flat fee brokerage
$15,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,594/mo
Principal & interest$3,285
Property taxes$101
Home insurance (est.)$208
%
$125,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

33481 S Upper Hay Drive, Pequot Lakes, MN, 56472

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Listing information

MLS #NST7125693
Last reported MLS statusClosed
MLS record updatedOct 19, 2026, 9:26 PM
Originally listedAug 11, 2026, 8:26 PM
Listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.