Listed at
$150,000
$105/sqft

Timberland Estates

3420 15th Street N, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,431  Square Feet0.03  Acres
Days on market0
Year built1984
Garage spaces2
HOA / month$165
TypeResidential
Est. $1,500buyer credit when you buy with SODL
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About this home

Three bedrooms, an end-unit setting, and outdoor spaces worth making your own through renovation! A gated courtyard welcomes you to this townhome with two patios, including one directly off the spacious living room. The main level features a kitchen, separate dining room, living room, and convenient half bath. All three bedrooms and a full bath are together upstairs. Refinish/repair the lower level to create a recreation room, home office, or movie room suited to your needs. A detached two-car garage provides parking and storage, while association-provided lawn care and snow removal simplify outdoor upkeep. ****Repairs and updating are needed, offering an opportunity to choose your finishes and make the most of the home's layout and spaces.**** Sold as-is. **** Seller requests a November 30, 2026 closing. See agent remarks for required offer terms.

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built1984
LevelsTwo
Living area1,431 sqft
Above-grade finished1,156 sqft
Below-grade finished275 sqft
Lot size0.03 acres (70x22)
Days on market0
ListedOct 8, 2026
MLS #NST7133572
CountyStearns
SubdivisionTimberland Estates
Parcel #82515410001

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces
Parking features
Detached Garage
Exterior features
Vinyl
Fencing
Partial, Privacy
Lot size
0.03 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Other · 578 sqft
Roof
Asphalt
Year built
1984

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Timberland Estates
HOA
$165/month
HOA name
Granite City Realty
HOA phone
3202530003
HOA includes
Maintenance Grounds
School district
742 - St. Cloud

Financial & listing details

Annual tax
$3,080 (2026)
Listed
Oct 8, 2026
Days on market
0
Special listing conditions
In Foreclosure
Foreclosure status
Yes
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementPartially Finished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Local Area Network, Natural Woodwork, Patio, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationOther
Foundation area578 sqft
Lot featuresPublic Transit (w/in 6 blks), Corner Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size0 sqft

Financial details

Annual taxes$3,080
Tax year2026
Taxes w/ assessments3080
Assessment pendingNo
HOA fee$165
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureYes

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,260/mo
Principal & interest$788
Property taxes$257
Home insurance (est.)$50
HOA fees$165
%
$30,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3420 15th Street N, Saint Cloud, MN, 56303

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Listing information

MLS #NST7133572
StatusActive
Last updatedOct 12, 2026, 10:07 AM
Originally listedOct 12, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.