Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,784 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$149,900

$106/sqft

James Bowes Add

1003 10th Avenue S, Saint Cloud, MN, 56301

3 Bedrooms2 Bathrooms1,420 Square Feet0.09 Acres

Days on market0

Year built1900

Garage spaces1

TypeResidential

Est. $1,497buyer credit when you buy with SODL

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About this home

Nestled in a quiet, established neighborhood, this charming 3-bedroom, 2-bathroom home offers comfort, convenience, and functionality. Featuring a practical layout and a 1-car garage, this property is ideally situated near St. Cloud State University, making it a great opportunity for homeowners and investors alike. Enjoy convenient access to shopping, dining, parks, schools, and local amenities while appreciating the peaceful residential setting. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers plenty of potential. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1900

LevelsTwo

Living area1,420 sqft

Above-grade finished1,420 sqft

Below-grade finished0 sqft

Lot size0.09 acres (55X74)

Days on market0

ListedOct 16, 2026

MLS #NST7161021

CountyStearns

SubdivisionJames Bowes Add

Parcel #82445560000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Basement: Partial · 0 sqft finished

Property

Levels / stories: Two
Garage: 1 space · 420 sqft
Parking features: Detached Garage, Parking Garage
Exterior features: Vinyl
Lot size: 0.09 acres
Lot dimensions: 55X74

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 720 sqft
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: James Bowes Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,784 (2025)
Listed: Oct 16, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementPartial

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationStone

Foundation area720 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Parking Garage

Garage spaces1

Garage size420 sqft

Financial details

Annual taxes$1,784

Tax year2025

Taxes w/ assessments1784

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$1,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$986/mo

Principal & interest$788

Property taxes$149

Home insurance (est.)$50

Down payment

$29,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.