Listed at
$349,000
$183/sqft

3325 440th Street

3325 440th Street, Harris, MN, 55032
2  Bedrooms2  Bathrooms1,909  Square Feet0.39  Acres
Days on market6
Year built1958
Garage spaces3
TypeResidential
Est. $7,470buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Enjoy lake living on beautiful Fish Lake! This inviting home offers wonderful lake views, the ability to put in your own dock, and a setting made for enjoying everything the lake has to offer—from fishing and recreation to relaxing on the deck with a cool breeze off the water. The enclosed front porch features knotty pine walls and is a great place for a sitting room or a mudroom. You will appreciate convenient main-level living with laundry, custom kitchen cabinetry, a built-in dining room cabinet, hardwood flooring in a couple of the rooms, and a jetted tub with a tile surround and a bay window that brings the lake views right into the home. The lower level provides plenty of additional storage. Outside, there is even more to love! Both the garage and the large workshop behind it are insulated, finished and heated, providing excellent space for vehicles, hobbies, projects and lake toys. The property also features a natural pond habitat that attracts an abundance of birds and wildlife. Newer roof, siding, furnace and central air add peace of mind. Located in a great neighborhood just two miles from I-35 with convenient access to both Cambridge and North Branch. Come enjoy the peaceful views, recreation and relaxed lifestyle of living on Fish Lake.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1958
LevelsOne
Living area1,909 sqft
Above-grade finished1,190 sqft
Below-grade finished719 sqft
Lot size0.39 acres (71x241x87x42x203)
Days on market6
ListedSep 22, 2026
MLS #NST7146979
CountyChisago
Parcel #030033200

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented

Property

Levels / stories
One
Garage
3 spaces · 621 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch
Awning(s), Deck, Enclosed, Front Porch
Exterior features
Vinyl
Fencing
Composite, Partial

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,190 sqft
Roof
Age Over 8 Years
Year built
1958

Utilities

Water
Well
Sewer
Mound Septic
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
138 - North Branch
High school district
North Branch

Financial & listing details

Annual tax
$3,387 (2026)
Tax with assessments
3404
Listed
Sep 22, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Drain Tiled, Full, Partially Finished, Storage Space, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Porch, Tile Floors
AccessibilityNone
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years
FoundationBlock
Foundation area1,190 sqft
Patio/porchAwning(s), Deck, Enclosed, Front Porch
Lot featuresAccessible Shoreline, Corner Lot, Tree Coverage - Light
Road frontageCounty Road, Paved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerMound Septic
FuelPropane

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces3
Garage size621 sqft

Financial details

Annual taxes$3,387
Tax year2026
Taxes w/ assessments3404
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District138 - North Branch
District number138
District phone6516741000
High schoolNorth Branch
SODL flat fee brokerage
$7,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,233/mo
Principal & interest$1,834
Property taxes$282
Home insurance (est.)$116
%
$69,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3325 440th Street, Harris, MN, 55032

Listing information

MLS #NST7146979
StatusActive
Last updatedSep 28, 2026, 6:56 PM
Originally listedSep 22, 2026, 8:29 AM
Listing officeRE/MAX RESULTS

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.