Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,810 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 396 days.

No photos available

Listed at

$599,900

$369/sqft

3225 465th Street

3225 465th Street, Fish Lake Twp, MN, 55032

3 Bedrooms2 Bathrooms1,625 Square Feet11.84 Acres

Days on market396

Year built1975

Garage spaces2

TypeResidential

Est. $14,997buyer credit when you buy with SODL

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About this home

Discover a lakeside retreat with 397 feet of west-facing shoreline on private Neander Lake—no public access ensures quiet days filled with fishing, boating, and sunset views. This one-owner home has been thoughtfully maintained and offers three bedrooms on the upper level, including a private master. The family room, anchored by a cozy fireplace, is the heart of the home, perfect for gathering after a day on the water. While the home has been well cared for, it invites your personal updates to make it truly your own. A 30x48 Morton building with concrete floor adds exceptional storage for lake gear or hobbies. Tucked at the end of a dead-end road, yet close to town, this property offers the rare blend of privacy, space, and lakefront living.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1975

LevelsModified Two Story

Living area1,625 sqft

Above-grade finished1,625 sqft

Below-grade finished0 sqft

Lot size11.84 acres (391x1319x392x1315)

Days on market396

ListedAug 20, 2025

MLS #NST6775382

CountyChisago

Parcel #030013400

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Modified Two Story
Garage: 2 spaces · 26x24 · 624 sqft
Parking features: Attached Garage, Asphalt
Pool: None
Fencing: None
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Brick/Stone, Wood Siding
Foundation: 1,056 sqft
Roof: Asphalt
Year built: 1975

Utilities

Water: Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Electric: 150 Amp Service

Community & HOA

HOA: No HOA
School district: Rush City

Financial & listing details

Annual tax: $4,810 (2024)
Tax with assessments: 4862.0000
Listed: Aug 20, 2025
Days on market: 396 · 74 cumulative

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Full, Storage Space, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area1,056 sqft

Lot featuresSome Trees

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Tank with Drainage Field

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$4,810

Tax year2024

Taxes w/ assessments4862.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number139

District phone320-358-4855

High schoolRush City

SODL flat fee brokerage

$14,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,754/mo

Principal & interest$3,153

Property taxes$401

Home insurance (est.)$200

Down payment

$119,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.