Listed at
$352,000
$129/sqft

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302 Cross Street, Lake City, MN, 55041
3  Bedrooms2  Bathrooms2,728  Square Feet0.27  Acres
Days on market247
Year built1989
Garage spaces2
TypeResidential
Est. $7,560buyer credit when you buy with SODL
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About this home

Pride of ownership shines throughout this well-maintained 3-bedroom, 2-bath rambler offering over 1,500 square feet of open, inviting living space with all living facilities on the main level. The open-concept layout features solid wood cabinetry in the kitchen, seamless flow for everyday living and entertaining, and a spacious family room addition complete with a cozy gas fireplace and built-in storage. All three bedrooms are conveniently located on the main floor, along with a large 3/4 bath featuring a laundry closet for everyday convenience, while a full laundry room in the lower level provides added flexibility. The lower level offers exceptional versatility—ideal for a family room, entertainment space, home gym, or hobby area—with egress windows allowing for the addition of a fourth bedroom and abundant storage throughout. Situated on a desirable corner lot in a fantastic location, this move-in-ready home also includes an attached two-car garage and beautifully maintained surroundings, offering a perfect blend of quality, comfort, and functionality.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsOne
Living area2,728 sqft
Above-grade finished1,532 sqft
Below-grade finished1,196 sqft
Lot size0.27 acres (68x92x70x147x90)
Days on market247
ListedJan 24, 2026
MLS #NST7010562
CountyWabasha
SubdivisionKnowledge Add
Parcel #R220170600

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 572 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Patio
Exterior features
Metal
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,532 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1989

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Knowledge Add
HOA
No HOA
School district
813 - Lake City
High school district
Lake City

Financial & listing details

Annual tax
$3,498 (2025)
Listed
Jan 24, 2026
Days on market
247 · 193 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Full, Partially Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Closet, Main Level
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityGrab Bars In Bathroom
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,532 sqft
Patio/porchPatio
Lot featuresCorner Lot
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size572 sqft

Financial details

Annual taxes$3,498
Tax year2025
Taxes w/ assessments3498
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District813 - Lake City
District number813
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$7,560Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,560

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,259/mo
Principal & interest$1,850
Property taxes$292
Home insurance (est.)$117
%
$70,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

302 Cross Street, Lake City, MN, 55041

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Listing information

MLS #NST7010562
StatusActive
Last updatedAug 10, 2026, 4:15 PM
Originally listedJan 24, 2026, 9:40 AM
Listing officeLakeshore Real Estate Krage &
Co-listing officeLakeshore Real Estate Krage &

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.