Listed at
$350,000
$157/sqft

Bluffview Add

1028 W Elm Street, Lake City, MN, 55041
4  Bedrooms2  Bathrooms2,234  Square Feet0.173  Acres
Days on market40
Year built1993
Garage spaces2
TypeResidential
Est. $7,500buyer credit when you buy with SODL
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About this home

Move-in ready and meticulously maintained, this 4 bedroom, 2 bath home has been thoughtfully updated inside and out. The main level offers three bedrooms, a full bath, laundry, and a beautiful kitchen refreshed with new countertops, backsplash, and updated flooring that ties it all together. You will appreciate the custom closet inserts to help keep your belongings organized. The lower level, finished in 2023, adds a spacious family room, 4th bedroom, full bath, bonus room, and a large storage area complete with a utility sink -- giving this home flexible space for guests, work, and play. Recent updates give buyers peace of mind for years to come, including all new windows (with transferable warranty), AC unit, washer & dryer, and lighting, just to name a few. Outside, the Trex deck offers a clean and inviting space to spend your days relaxing, and the backyard leaves plenty of room to garden and entertain. A 12x16 storage shed and newly landscaped perennial beds round out the exterior. This home is ready for you to move in and enjoy!

View this property at

Date
Sep 24, 2026
Time
9:30pm – 11pm
Address
1028 W Elm Street, Lake City, MN, 55041

Listed By: Lakeshore Real Estate Krage & • NST7129976 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsOne
Living area2,234 sqft
Above-grade finished1,234 sqft
Below-grade finished1,000 sqft
Lot size0.173 acres (90x101x90x99)
Days on market40
ListedAug 19, 2026
MLS #NST7129976
CountyWabasha
SubdivisionBluffview Add
Parcel #R220167700

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 638 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck
Exterior features
Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,234 sqft
Roof
Asphalt
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Bluffview Add
HOA
No HOA
School district
813 - Lake City
High school district
Lake City

Financial & listing details

Annual tax
$2,930 (2025)
Listed
Aug 19, 2026
Days on market
40
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesDeck, Kitchen Window, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area1,234 sqft
Patio/porchComposite Decking, Deck
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces2
Garage size638 sqft

Financial details

Annual taxes$2,930
Tax year2025
Taxes w/ assessments2930
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District813 - Lake City
District number813
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$7,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,200/mo
Principal & interest$1,839
Property taxes$244
Home insurance (est.)$117
%
$70,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1028 W Elm Street, Lake City, MN, 55041

Listing information

MLS #NST7129976
StatusActive
Last updatedSep 21, 2026, 4:07 PM
Originally listedAug 19, 2026, 3:48 PM
Listing officeLakeshore Real Estate Krage &
Co-listing officeLakeshore Real Estate Krage &

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.