Listed at
$319,900
$111/sqft

Wards Add

240 Washington Street, Holdingford, MN, 56340
5  Bedrooms4  Bathrooms2,874  Square Feet0.35  Acres
Days on market75
Year built1905
Garage spaces4
TypeResidential
Est. $6,597buyer credit when you buy with SODL
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About this home

This beautiful, historical Holdingford home offers nearly 3,000 finished square feet with exceptional flexibility for a variety of living arrangements. The main level features original cherry woodwork, an inviting living space, an updated kitchen with granite countertops and a charming breakfast nook, two bedrooms, and a refreshed full bathroom. A main-floor in-law suite adds incredible versatility with its own kitchenette, 3/4 bath, and private entrance. Enjoy the bright sun porch off the deck, finished with warm cedar tongue-and-groove interior—perfect for relaxing or entertaining. The upper level includes a two-bedroom apartment with an updated kitchen and full bath, accessible from both the interior and a separate exterior entrance, making it ideal for multigenerational living or rental potential. Major improvements include , mini-splits providing heat and A/C (2025), full wall and attic re-insulation (2023), and updated bathrooms and upper-level kitchen. The property offers a total of four garage stalls, including a single attached garage and a three-stall detached garage with an insulated workshop. A rare opportunity to own a spacious, well-maintained, and highly adaptable home in the heart of Holdingford.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1905
LevelsTwo
Living area2,874 sqft
Above-grade finished2,874 sqft
Below-grade finished0 sqft
Lot size0.35 acres (75x204)
Days on market75
ListedJul 14, 2026
MLS #NST7109865
CountyStearns
SubdivisionWards Add
Parcel #58337650000

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 2 3/4
Heating
Boiler, Ductless Mini-Split, Fireplace(s)
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Electric Water Heater, Freezer, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
4 spaces · 1,284 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages, Storage, Tuckunder Garage
Exterior features
Fiber Board
Lot size
0.35 acres
Lot dimensions
75x204

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,736 sqft
Year built
1905

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Wards Add
HOA
No HOA
School district
738 - Holdingford
High school district
Holdingford

Financial & listing details

Annual tax
$2,312 (2026)
Listed
Jul 14, 2026
Days on market
75 · 65 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths2
Half baths0
1/4 baths0
BasementFull, Storage Space, Unfinished
HeatingBoiler, Ductless Mini-Split, Fireplace(s)
CoolingDuctless Mini-Split
Fireplaces1
LaundryIn Basement
AppliancesDishwasher, Dryer, Electric Water Heater, Freezer, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Area, Informal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorFiber Board
FoundationPoured Concrete
Foundation area1,736 sqft
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages, Storage, Tuckunder Garage
Garage spaces4
Garage size1,284 sqft

Financial details

Annual taxes$2,312
Tax year2026
Taxes w/ assessments2312
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District738 - Holdingford
District number738
District phone3207462196
High schoolHoldingford
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,981/mo
Principal & interest$1,681
Property taxes$193
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

240 Washington Street, Holdingford, MN, 56340

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Listing information

MLS #NST7109865
StatusActive
Last updatedSep 22, 2026, 10:27 PM
Originally listedJul 15, 2026, 8:07 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.