Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,576 (2026).

What school district is this property in?

This property is in the 738 - Holdingford school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$109,900

$125/sqft

Aud Sub #14

540 4th Street, Holdingford, MN, 56340

1 Bedrooms2 Bathrooms882 Square Feet1 Acres

Days on market0

Year built1910

Garage spaces2

TypeResidential

Est. $297buyer credit when you buy with SODL

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About this home

Affordable fixer-upper with acreage and upside potential! Looking for your next investment opportunity? This 1+ bedroom home sits on a full acre in popular Holdingford and offers city services, a large detached garage, and an additional storage shed. The home features a generous kitchen, a comfortable living room, two bathrooms, and a large bedroom. A separate sitting room could easily function as a guest sleeping area, office, or bonus space. The basement remains unfinished and is currently utilized for mechanicals and storage. With improvements already in progress, this property is ready for someone with vision to complete the work and build equity. Whether you're looking for a rental, flip, or affordable owner-occupied project, this property deserves a look.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne

Living area882 sqft

Above-grade finished882 sqft

Below-grade finished0 sqft

Lot size1 acres (134x325)

Days on market0

ListedOct 14, 2026

MLS #NST7159436

CountyStearns

SubdivisionAud Sub #14

Parcel #58335210000

Facts & features

Interior

Bedrooms: 1
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: None
Appliances: Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 22 x 24 · 525 sqft
Parking features: Detached Garage
Exterior features: Wood
Other structures: Garage(s)
Lot size: 1 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 882 sqft
Roof: Age Over 8 Years
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Oil
Electric: Circuit Breakers

Community & HOA

Subdivision: Aud Sub #14
HOA: No HOA
School district: 738 - Holdingford
High school district: Holdingford

Financial & listing details

Annual tax: $1,576 (2026)
Tax with assessments: 1584
Listed: Oct 14, 2026
Days on market: 0 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementFull

HeatingForced Air

CoolingNone

LaundryMain Level

AppliancesRange, Refrigerator

DiningEat In Kitchen

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge Over 8 Years

FoundationBlock

Foundation area882 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street, County Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelOil

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size525 sqft

Financial details

Annual taxes$1,576

Tax year2026

Taxes w/ assessments1584

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District738 - Holdingford

District number738

District phone3207462196

High schoolHoldingford

SODL flat fee brokerage

$297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$746/mo

Principal & interest$578

Property taxes$131

Home insurance (est.)$37

Down payment

$21,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.