Active
$275,000

22972 Chapel Hill Road, Cold Spring, MN, 56320

3  Bedrooms2  Bathrooms2,174  Square Feet0.42  Acres
Days on market0
Year built1963
Garage spaces2
Potential $5,250buyer credit when you buy with SODL
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About this home

This two-story home sits on a 0.42 acre lot just outside Cold Spring in the Rocori School District, with mature oak trees, a spacious backyard and an oversized 30x24 attached garage. The main level opens to a bright living room with large front windows. The kitchen offers hickory cabinetry, tall pantry cabinets, a peninsula with seating space and a dining area next to a separate coffee and beverage station. Just off the kitchen, a flex room features a beamed ceiling and a floor-to-ceiling granite gas fireplace, with space that could serve as a formal dining room, home office, den or another family room. The main floor also offers a half bath, just inside the garage entry. All three bedrooms are located together on the upper level along with a full bathroom.. The finished lower level adds a carpeted family room plus a bonus space that works well as a play area, workout space or home office. Outside, the back patio is a great spot for outdoor seating and gatherings, overlooking a private, tree-lined backyard with no neighbors directly behind the home. A second patio sits at the front entry, and the large driveway offers plenty of parking. Additional features include central air, forced air heat and vinyl siding.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsTwo
Living area2,174 sqft
Above-grade finished1,728 sqft
Below-grade finished446 sqft
Lot size0.42 acres (162x114)
Days on market0
ListedNov 6, 2026
MLS #NST7168844
CountyStearns
SubdivisionChapel Hill
Parcel #36240720000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 28x24 · 672 sqft
Parking features
Attached Garage, Electric, Garage Door Opener, Insulated Garage
Patio & porch
Patio
Exterior features
Vinyl
Lot size
0.42 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 696 sqft
Year built
1963

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Chapel Hill
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$1,906 (2025)
Listed
Nov 6, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Finished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area696 sqft
Patio/porchPatio
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Electric, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$1,906
Tax year2025
Taxes w/ assessments1906
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$5,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,696/mo
Principal & interest$1,445
Property taxes$159
Home insurance (est.)$92
%
$55,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22972 Chapel Hill Road, Cold Spring, MN, 56320

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Listing information

MLS #NST7168844
Last reported MLS statusActive
MLS record updatedNov 7, 2026, 11:09 AM
Originally listedNov 6, 2026, 10:22 PM
Listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.