Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $0 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

How long has this property been on the market?

This property has been listed for 117 days.

Listed at

$249,000

Kloeppner Estates

2120X Franklin Road, Clearwater, MN, 55320

10 Acres

Days on market117

TypeLand

Est. $4,470buyer credit when you buy with SODL

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About this home

Beautiful 10-acre parcel featuring shoreline on a quiet unnamed lake, offering a peaceful setting with scenic water views, abundant wildlife, and endless potential to enjoy nature. Bring your own builder.

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Home facts

Property typeLand

Lot size10 acres (383x1137x383x1137)

Days on market117

ListedJun 3, 2026

MLS #NST7083125

CountyStearns

SubdivisionKloeppner Estates

Parcel #TBD

Facts & features

Interior

Bathrooms: 0

Property

Waterfront: Lake Front
Lot size: 10 acres
Lot dimensions: 383x1137x383x1137
Lot features: Additional Land Available, Tree Coverage - Medium
Road frontage: Township
Road responsibility: Public Maintained Road

Construction

Property type: Land

Utilities

Utilities: Electricity Available, None Connected

Community & HOA

Subdivision: Kloeppner Estates
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $0 (2026)
Listed: Jun 3, 2026
Days on market: 117
Inclusions: For Sale Sign,Platted,Survey,Survey Stakes

Interior details

Total bathrooms0

Exterior & lot

Lot featuresAdditional Land Available, Tree Coverage - Medium

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$0

Tax year2026

Taxes w/ assessments0

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,470Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,470

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,641/mo

Principal & interest$1,309

Property taxes (est.)$249

Home insurance (est.)$83

Down payment

$49,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.