Active
$249,900

610 Main Street, Clearwater, MN, 55320

2  Bedrooms1  Bathroom1,720  Square Feet0.136  Acres
Days on market0
Year built1900
Garage spaces1
Potential $4,497buyer credit when you buy with SODL
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About this home

Welcome to this charming 1½-story home filled with historic character and modern conveniences! This inviting home offers two bedrooms on the upper level, a spacious full bathroom, living room, dining room, on the main floor, and the convenience of main-floor laundry. Enjoy relaxing on the spacious 16 x 20 covered front porch, or you'll find a 20 x 16 deck with fire ring in the back yard, creating a wonderful space for entertaining family and friends. Additional features include an oversized 16 x 16 single-stall garage, an 8 x 10 storage shed for extra storage, and a partially fenced private area in the back yard. Conveniently located in downtown Clearwater, this home offers a wonderful combination of historic charm & practical updates. Don't miss your opportunity to make this affordable property your own!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1900
LevelsOne and One Half
Living area1,720 sqft
Above-grade finished1,720 sqft
Below-grade finished0 sqft
Lot size0.136 acres (60 x 99)
Days on market0
ListedOct 18, 2026
MLS #NST7161762
CountyWright
SubdivisionOriginal Clearwater
Parcel #104010004090

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
1 space · 16 x 16 · 256 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Deck, Front Porch
Exterior features
Vinyl
Fencing
Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 936 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1900

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Original Clearwater
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,378 (2025)
Listed
Oct 18, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Partial
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area936 sqft
Patio/porchDeck, Front Porch
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces1
Garage size256 sqft

Financial details

Annual taxes$2,378
Tax year2025
Taxes w/ assessments2378
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,595/mo
Principal & interest$1,313
Property taxes$198
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

610 Main Street, Clearwater, MN, 55320

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Listing information

MLS #NST7161762
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 10:09 AM
Originally listedOct 22, 2026, 12:00 AM
Listing officePremier Real Estate Services
Co-listing officePremier Real Estate Services

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.