Clearwater Estates
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About this home
Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes. Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze. This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend of peaceful surroundings and nearby recreation. Low-maintenance, stylish, and ideally located—this is the home you’ve been waiting for.
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 2 spaces · 22x26 · 572 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
- Patio & porch
- Patio
- Exterior features
- Stone, Steel Siding
- Pool
- Below Ground, Shared
Construction
- Property type
- Residential
- Property subtype
- (TH) Side x Side
- Foundation
- Slab · 1,500 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1998
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 100 Amp Service
Community & HOA
- Subdivision
- Clearwater Estates
- HOA
- $265/month
- HOA name
- Clearwater Estates, Inc. Cities Management
- HOA phone
- 6123818600
- HOA includes
- Building Exterior, Cable TV, Hazard Insurance, Internet, Professional Mgmt, Recreation Facility, Sanitation, Security System, Shared Amenities
- School district
- 742 - St. Cloud
Financial & listing details
- Annual tax
- $3,008 (2026)
- Listed
- Apr 29, 2026
- Days on market
- 152 · 1 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
195 Goldfinch Lane, Clearwater, MN, 55320
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
