Listed at
$729,900
$295/sqft

Marks Beach

19401 428th Avenue, Frazee, MN, 56544
2  Bedrooms2  Bathrooms2,475  Square Feet0.57  Acres
Days on market47
Year built1995
Garage spaces2
TypeResidential
Est. $18,897buyer credit when you buy with SODL
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About this home

Seller is offering a $10,000 allowance to buyer for wallpaper removal/painting. Enjoy lake living at its finest on the west shore of Big Toad Lake! This beautifully maintained home offers 150 feet of hard-bottom lakeshore and combines spacious living with endless potential. The main level features 2,475 finished square feet, including 2 bedrooms, 2 full bathrooms, a dedicated office with custom built-in cabinetry and desk, and a spacious living room highlighted by an electric fireplace. The oversized primary suite offers a large walk-in closet, an expansive private bathroom, and a new sliding patio door (2024) leading to the backyard paver patio—perfect for taking in the lake views. The full unfinished poured concrete basement is ready for your personal touch, featuring two egress windows and plumbing already in place for a third bathroom, offering the opportunity to significantly expand the home's finished living space. Additional features include a finished and heated double attached garage, durable steel siding, numerous recent updates for peace of mind, including new shingles (2020), a newly installed and inspected septic system (2021), and furnace and A/C serviced in 2024. Whether you're looking for a year-round residence or the perfect lake retreat, this exceptional Big Toad Lake property offers comfort, quality, and room to grow in a stunning waterfront setting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1995
LevelsOne
Living area2,475 sqft
Above-grade finished2,475 sqft
Below-grade finished0 sqft
Lot size0.57 acres (Irregular)
Days on market47
ListedAug 12, 2026
MLS #NST7122421
CountyBecker
SubdivisionMarks Beach
Parcel #330296000

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Basement
Unfinished · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces
Parking features
Attached Garage
Exterior features
Steel Siding
View
Lake, Panoramic, West
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Concrete Perimeter, Poured Concrete · 2,475 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1995

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

Subdivision
Marks Beach
HOA
No HOA
School district
23 - Frazee-Vergas
High school district
Frazee-Vergas

Financial & listing details

Annual tax
$3,642 (2025)
Listed
Aug 12, 2026
Days on market
47
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less, Asphalt
FoundationConcrete Perimeter, Poured Concrete
Foundation area2,475 sqft
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage
Garage spaces2

Financial details

Annual taxes$3,642
Tax year2025
Taxes w/ assessments3642
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District23 - Frazee-Vergas
District number23
District phone2183343181
High schoolFrazee-Vergas
SODL flat fee brokerage
$18,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,383/mo
Principal & interest$3,836
Property taxes$304
Home insurance (est.)$243
%
$145,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

19401 428th Avenue, Frazee, MN, 56544

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Listing information

MLS #NST7122421
StatusActive
Last updatedSep 16, 2026, 2:35 PM
Originally listedAug 12, 2026, 8:36 AM
Listing officeeXp Realty (3788 FGO)
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.