Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,176 (2025).

What school district is this property in?

This property is in the 23 - Frazee-Vergas school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 57 days.

Listed at

$430,000

$346/sqft

2nd Add To The Pines

43503 218th Street, Osage, MN, 56570

2 Bedrooms2 Bathrooms1,242 Square Feet0.4 Acres

Days on market57

Year built2021

Garage spaces2

TypeResidential

Est. $9,900buyer credit when you buy with SODL

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About this home

Built in 2021, this beautiful 2- bedroom, 2-bathroom home offers the perfect combination of modern comfort and easy, one-level living. Upon entering your eyes will immediately go to the expansive open concept living, kitchen, dining and vaulted ceilings. Enjoy the spacious primary suite compete with a private bathroom and walk-in closet. As well as a full guest bathroom. The crawl space is completely lined making it a great space for extra storage needs. The oversized 2+ garage includes a 240 square foot loft, providing excellent storage or the opportunity to finish it into additional living space. A heated workshop attached to the garage is perfect for hobbies, projects, or extra workshop. Situated on the end of a quiet dead-end road, you'll enjoy the privacy of no drive-by traffic. Relax on the inviting front porch while taking in gorgeous lake views, then stroll just a few steps to the shoreline where you'll find a hard, sandy lake bottom-perfect for swimming and enjoying everything lake life has to offer. If you're looking for a move-in-ready lake home with modern construction, peaceful surroundings, and easy access to the water, this is one you won't want to miss.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2021

LevelsOne

Living area1,242 sqft

Above-grade finished1,242 sqft

Below-grade finished0 sqft

Lot size0.4 acres (100' x 200' 75' x 200')

Days on market57

ListedAug 2, 2026

MLS #NST7120301

CountyBecker

Subdivision2nd Add To The Pines

Parcel #330340000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 36 x 20 · 720 sqft
Parking features: Detached Garage, Concrete, Electric, Garage Door Opener, Guest Parking, Multiple Garages
Patio & porch: Porch
Exterior features: Cement Board
Fencing: Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: ICFs (Insulated Concrete Forms) · 1,242 sqft
Roof: Age 8 Years or Less
Year built: 2021

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: 2nd Add To The Pines
HOA: No HOA
School district: 23 - Frazee-Vergas
High school district: Frazee-Vergas

Financial & listing details

Annual tax: $2,176 (2025)
Listed: Aug 2, 2026
Days on market: 57 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDock, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board

RoofAge 8 Years or Less

FoundationICFs (Insulated Concrete Forms)

Foundation area1,242 sqft

Patio/porchPorch

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingDetached Garage, Concrete, Electric, Garage Door Opener, Guest Parking, Multiple Garages

Garage spaces2

Garage size720 sqft

Financial details

Annual taxes$2,176

Tax year2025

Taxes w/ assessments2176

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District23 - Frazee-Vergas

District number23

District phone2183343181

High schoolFrazee-Vergas

SODL flat fee brokerage

$9,900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,585/mo

Principal & interest$2,260

Property taxes$181

Home insurance (est.)$143

Down payment

$86,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.