Active
$675,000

15820 E Ham Lake Drive NE, Ham Lake, MN, 55304

5  Bedrooms2  Bathrooms2,766  Square Feet0.34  Acres
Days on market0
Year built1956
Garage spaces2
Potential $17,250buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Enjoy lake living with 103 feet of west facing, sandy, beach like shoreline, a gentle, level walk to the water, and beautiful lake views and sunsets. This thoughtfully updated home offers five bedrooms, four upstairs bedrooms including a spacious primary bedroom with a generous walk-in closet. The main level fifth bedroom also makes an ideal home office. The timeless kitchen features granite countertops, abundant cabinetry and storage, while the dining room offers built-ins and beautiful lake views through expansive sliding glass doors. Comfortable, functional living spaces provide plenty of room for friends and family to gather without unnecessary square footage. Gas fireplaces warm both the main-level living room and inviting lower-level family room. Perfectly designed for entertaining. Quality improvements include a new roof in 2020, updated windows, maintenance free metal siding, beautifully tiled bathrooms, upgraded insulation in 2026, and a newly updated, energy-efficient heat pump heating and cooling system. Storage is plentiful throughout the home, from the spacious entry with its built-in locker system and two large closets, generous bedroom closets throughout, two lower level storage and utility rooms, and a lakeside shed for fishing gear and lake toys. Enjoy stamped concrete patios and walkways, along with a whole home sound system featuring indoor and outdoor speakers that stays with the property. The dock is included, enjoy boating, swimming and fishing for bass, crappies and bluegills on Ham Lake. Move-in ready and designed for comfortable year round lake living!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1956
LevelsTwo
Living area2,766 sqft
Above-grade finished2,286 sqft
Below-grade finished480 sqft
Lot size0.34 acres (103x150)
Days on market0
ListedNov 4, 2026
MLS #NST7167862
CountyAnoka
SubdivisionSunset Shore
Parcel #163223340030

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Appliances
Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
Two
Garage
2 spaces · 22x24 · 528 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Patio & porch
Porch, Rear Porch
Exterior features
Aluminum Siding, Metal
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,183 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1956

Utilities

Water
Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Electric, Natural Gas

Community & HOA

Subdivision
Sunset Shore
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$4,830 (2026)
Listed
Nov 4, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Partially Finished, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Heat Pump
CoolingCentral Air, Heat Pump
Fireplaces2
LaundryLaundry Room, Upper Level
AppliancesDishwasher, Dryer, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningLiving/Dining Room
AmenitiesDock, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorAluminum Siding, Metal
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,183 sqft
Patio/porchPorch, Rear Porch
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$4,830
Tax year2026
Taxes w/ assessments4830
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$17,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,175/mo
Principal & interest$3,547
Property taxes$403
Home insurance (est.)$225
%
$135,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15820 E Ham Lake Drive NE, Ham Lake, MN, 55304

Comparable homes

Listing information

MLS #NST7167862
Last reported MLS statusActive
MLS record updatedNov 5, 2026, 11:09 AM
Originally listedNov 5, 2026, 12:00 AM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.