Sold / Closed
$750,000

Sold price · Closed Jul 2, 2026

$208/sqft

Gallagher Shores

2046 162nd Avenue NE, Ham Lake, MN, 55304
5  Bedrooms3  Bathrooms3,598  Square Feet1.13  Acres
Days on market40
Year built2019
Garage spaces4
TypeResidential
Est. $19,497buyer credit when you buy with SODL

About this home

Freshly reduced price! Exceptional value in this beautifully maintained rambler in the heart of Ham Lake, offering the perfect balance of comfortable main-level living and expansive lower-level entertaining space. This inviting 5-bedroom, 3-bathroom home features 3 bedrooms on the main floor, including a spacious primary suite designed for everyday comfort and convenience. The main level offers 1,863 finished square feet with a thoughtfully designed layout and brand-new flooring throughout the kitchen, dining, and living areas. The kitchen is equipped with sleek black stainless steel appliances, a walk-in pantry, and seamless flow into the main living space. The living room is centered around a cozy electric fireplace with custom built-ins, creating the perfect setting for relaxing evenings at home. Main-floor laundry adds even more convenience to daily living. The fully finished walkout basement adds an additional 1,753 finished square feet and is built for entertaining. The lower level features 2 additional bedrooms, including one with an oversized closet, along with a full bathroom showcasing stylish tiled shower walls. The spacious family room includes a wet bar with rich knotty alder cabinetry and matching built-ins stretching across the entire wall, creating a warm and inviting atmosphere for gatherings, movie nights, or game days. Ceiling speakers are already roughed in for a future surround sound setup. Step outside and enjoy your own private backyard retreat. A generous 25' x 14' deck with low-voltage lighting on the posts and stairs leads down to a patio and fire pit area, perfect for entertaining or enjoying quiet summer evenings. Two wall-pack lights on the back of the home provide additional nighttime illumination. The yard also features an in-ground sprinkler system, two garden beds, and electrical roughed in for a future hot tub and detached garage. The oversized 3-stall garage includes a tandem third stall that extends an impressive 42 feet deep, providing tons of space for additional vehicles, storage, toys, or a workshop setup. Located in a highly desirable neighborhood just a short walk from McKinley Elementary School, this home combines thoughtful updates, functional living spaces, and incredible entertaining potential. From the upgraded finishes to the flexible layout and outdoor amenities, this move-in-ready rambler offers everything you need for modern living in one amazing package. Don’t miss your opportunity to call this stunning Ham Lake home your own.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsOne
Living area3,598 sqft
Above-grade finished1,863 sqft
Below-grade finished1,735 sqft
Lot size1.13 acres (Irregular)
Days on market40
ListedMay 7, 2026
MLS #NST7069934
CountyAnoka
SubdivisionGallagher Shores
Parcel #163223240009

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 34 X 24 · 1,182 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Tandem Garage
Patio & porch
Composite Decking, Deck, Front Porch, Patio
Exterior features
Stone, Vinyl
Lot size
1.13 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,813 sqft
Roof
Asphalt
Year built
2019

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Gallagher Shores
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$5,688 (2026)
Listed
May 7, 2026
Days on market
40 · 60 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Sump Basket, Tile Shower, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Tile Floors, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt
FoundationPoured Concrete
Foundation area1,813 sqft
Patio/porchComposite Decking, Deck, Front Porch, Patio
Lot featuresCorner Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Tandem Garage
Garage spaces4
Garage size1,182 sqft

Financial details

Annual taxes$5,688
Tax year2026
Taxes w/ assessments5688
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$19,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,665/mo
Principal & interest$3,941
Property taxes$474
Home insurance (est.)$250
%
$149,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2046 162nd Avenue NE, Ham Lake, MN, 55304

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Listing information

MLS #NST7069934
StatusClosed
Last updatedJul 2, 2026, 5:49 PM
Originally listedMay 7, 2026, 3:47 PM
Listing officeSODL
Co-listing officeSODL

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.