Listed at
$345,000
$236/sqft

Terning Trails 2

133 Terning Way, Howard Lake, MN, 55349
4  Bedrooms2  Bathrooms1,461  Square Feet0.194  Acres
Days on market5
Year built2024
Garage spaces3
TypeResidential
Est. $7,350buyer credit when you buy with SODL
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About this home

Welcome home to this almost brand-new home, just 1.5 years old, offering modern finishes, thoughtful updates, and a peaceful setting at the end of a no-through street! Featuring 4 bedrooms, including 3 bedrooms conveniently located on one level, this home offers a functional layout with plenty of room to grow. The spacious primary suite includes a private ¾ bath and walk-in closet with custom shelving. The sellers have recently added a fourth bedroom in the lower level, providing even more flexibility for guests, an office, or additional living space. The kitchen features under-cabinet lighting, quartz countertops, stainless steel appliances - while the bathrooms are finished with stylish glass shower doors. Enjoy the walkout lower level leading to a paver patio and take in the views from the backyard, where a walking path and open farm fields create a beautiful backdrop. The established lawn has been professionally maintained and fertilized, making it easy to enjoy the outdoors without the work of starting from scratch. Easily add an additional bathroom in the lower level. Electrical rough-in has been completed. With the feel of new construction, desirable updates already completed and a peaceful location at the end of the street, this home is ready for its next owner to simply move in and enjoy!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2024
LevelsSplit Entry (Bi-Level)
Living area1,461 sqft
Above-grade finished1,294 sqft
Below-grade finished167 sqft
Lot size0.194 acres (65x130)
Days on market5
ListedSep 23, 2026
MLS #NST7145219
CountyWright
SubdivisionTerning Trails 2
Parcel #109050007060

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 29x21 · 615 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Patio
Exterior features
Stone, Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,241 sqft
Roof
Age 8 Years or Less
Year built
2024

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Terning Trails 2
HOA
No HOA
School district
2687 - Howard Lake-Waverly-Winsted
High school district
Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax
$1,992 (2026)
Listed
Sep 23, 2026
Days on market
5
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Full, Partially Finished, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationPoured Concrete
Foundation area1,241 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size615 sqft

Financial details

Annual taxes$1,992
Tax year2026
Taxes w/ assessments1992
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted
District number2687
District phone3205433521
High schoolHoward Lake-Waverly-Winsted
SODL flat fee brokerage
$7,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,094/mo
Principal & interest$1,813
Property taxes$166
Home insurance (est.)$115
%
$69,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

133 Terning Way, Howard Lake, MN, 55349

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Listing information

MLS #NST7145219
StatusActive
Last updatedSep 24, 2026, 10:09 AM
Originally listedSep 23, 2026, 9:23 AM
Listing officeKeller Williams Integrity NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.