133 Terning Way, Howard Lake, MN, 55349
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About this home
Welcome home to this almost brand-new home, just 1.5 years old, offering modern finishes, thoughtful updates, and a peaceful setting at the end of a no-through street! Featuring 4 bedrooms, including 3 bedrooms conveniently located on one level, this home offers a functional layout with plenty of room to grow. The spacious primary suite includes a private ¾ bath and walk-in closet with custom shelving. The sellers have recently added a fourth bedroom in the lower level, providing even more flexibility for guests, an office, or additional living space. The kitchen features under-cabinet lighting, quartz countertops, stainless steel appliances - while the bathrooms are finished with stylish glass shower doors. Enjoy the walkout lower level leading to a paver patio and take in the views from the backyard, where a walking path and open farm fields create a beautiful backdrop. The established lawn has been professionally maintained and fertilized, making it easy to enjoy the outdoors without the work of starting from scratch. Easily add an additional bathroom in the lower level. Electrical rough-in has been completed. With the feel of new construction, desirable updates already completed and a peaceful location at the end of the street, this home is ready for its next owner to simply move in and enjoy!
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Listed By: Keller Williams Integrity NW • NST7145219 • Source: Property Details provided by NorthstarMLS and may not match the public record.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 3 spaces · 29x21 · 615 sqft
- Parking features
- Attached Garage, Asphalt, Garage Door Opener
- Patio & porch
- Patio
- Exterior features
- Stone, Vinyl
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,241 sqft
- Roof
- Age 8 Years or Less
- Year built
- 2024
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Terning Trails 2
- HOA
- No HOA
- School district
- 2687 - Howard Lake-Waverly-Winsted
- High school district
- Howard Lake-Waverly-Winsted
Financial & listing details
- Annual tax
- $1,992 (2026)
- Listed
- Sep 23, 2026
- Days on market
- 51
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
133 Terning Way, Howard Lake, MN, 55349
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

