1020 2nd Avenue, Howard Lake, MN, 55349
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About this home
Live the lake life right in town! This charming and wonderfully updated 5-bed, 4-bath rambler sits on a generous half-acre lot on Mallard Pass Lake, close to schools, parks, and everyday conveniences. The main floor features a relaxing primary bedroom suite, airy open-concept living spaces, and main-floor laundry. The large deck invites you to unwind, entertain, and take in the tranquil lake setting. Head to the lower level to enjoy a cozy family room with a fireplace, a perfect game-room hangout space, two additional bedrooms, and a walkout to the backyard and shoreline. With many interior and exterior updates including newer siding, soffit, gutters, and an upgraded attached garage with a 220 outlet, heat and AC - this home blends modern living with a peaceful lakeside lifestyle.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer
Property
- Levels / stories
- Two
- Garage
- 2 spaces · 23X23 · 529 sqft
- Parking features
- Detached, Asphalt, Heated Garage, Insulated Garage, On-Street Parking Only
- View
- East
- Waterfront
- Lake Front
- Lot size
- 0.49 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Vinyl Siding
- Foundation
- 1,376 sqft
- Year built
- 1997
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Sterners Add
- HOA
- No HOA
- School district
- Howard Lake-Waverly-Winsted
Financial & listing details
- Annual tax
- $4,420 (2025)
- Tax with assessments
- 4420.0000
- Listed
- Nov 23, 2025
- Days on market
- 354 · 1 cumulative
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
1020 2nd Avenue, Howard Lake, MN, 55349
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
