Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,344 (2026).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 9 days.

Listed at

$625,000

$140/sqft

City Moose Lake

120 Cedar Avenue, Moose Lake, MN, 55767

4 Bedrooms4 Bathrooms4,454 Square Feet0.143 Acres

Days on market9

Year built1925

Garage spaces1

TypeResidential

Est. $15,750buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Discover a Unique Investment Opportunity in Downtown Moose Lake! This beautifully renovated home, once a church, boasts nearly 5,000 square feet of stunning space, perfect for either investment or personal living. Nestled on the corner of 2nd and Cedar stands this stone building built in 1925. Now a stunning residence with timeless architecture and unique character makes it a truly special find. Come inside this striking home with a bright and airy atmosphere with the expansive upstairs area featuring soaring ceilings and large, beautifully crafted windows that flood the space with natural light, perfect for gatherings or relaxation. Every inch of the interior has been tastefully remodeled for modern living including HVAC, electrical, plumbing, flooring, new kitchens, bathrooms, bedrooms, all fixtures- just a few of the many improvements. Nearby is Moosehead Lake and its sandy beach, a fishing pier, boat launch, walking, hiking, and ATV trails along with local dining and a brewery overlooking the lake. Moose Lake hosts many festive events year round for all to enjoy. Dual Living Potential? This property has a downstairs apartment offering an excellent opportunity for rental income, making it perfect for investors or those looking to offset their mortgage. Live in the spacious upper level while generating revenue from the lower unit! <subject to city approval> Don’t miss out on this rare chance to own a piece of history that offers modern comforts. Whether you’re looking for a unique home or a lucrative investment, this property is a must-see! Schedule your tour today.

View this property at

Date

Sep 25, 2026

Time

8pm – 10pm

Address

120 Cedar Avenue, Moose Lake, MN, 55767

Listed By: Evergreen Realty LLC • NST7146623 • Source: Property Details provided by NorthstarMLS and may not match the public record.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1925

LevelsMore Than 2 Stories

Living area4,454 sqft

Above-grade finished2,607 sqft

Below-grade finished1,847 sqft

Lot size0.143 acres (50x125)

Days on market9

ListedSep 18, 2026

MLS #NST7146623

CountyCarlton

SubdivisionCity Moose Lake

Parcel #210109415

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 3 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Range, Refrigerator, Stainless Steel Appliances, Wall Oven

Property

Levels / stories: More Than 2 Stories
Garage: 1 space · 8x20 · 160 sqft
Parking features: Tuckunder Garage
Exterior features: Stone
Lot size: 0.143 acres
Lot dimensions: 50x125

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 4,454 sqft
Roof: Asphalt
Year built: 1925

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: City Moose Lake
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $4,344 (2026)
Tax with assessments: 4362
Listed: Sep 18, 2026
Days on market: 9 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Kitchenette, Other, Single Tenant Access, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Range, Refrigerator, Stainless Steel Appliances, Wall Oven

DiningKitchen/Dining Room, Living/Dining Room

AccessibilityNone

Special featuresMain Floor Primary, Renovated

Exterior & lot

ExteriorStone

RoofAsphalt

FoundationBlock

Foundation area4,454 sqft

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingTuckunder Garage

Garage spaces1

Garage size160 sqft

Financial details

Annual taxes$4,344

Tax year2026

Taxes w/ assessments4362

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$15,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $15,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,855/mo

Principal & interest$3,285

Property taxes$362

Home insurance (est.)$208

Down payment

$125,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.