Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,264 (2025).

What school district is this property in?

This property is in the 97 - Moose Lake school district.

How long has this property been on the market?

This property has been listed for 11 days.

Listed at

$489,900

$408/sqft

Sand Lake Beach

4532 Sand Lake Road, Moose Lake, MN, 55767

3 Bedrooms2 Bathrooms1,200 Square Feet0.348 Acres

Days on market11

Year built1961

ParkingAsphalt

TypeResidential

Est. $11,697buyer credit when you buy with SODL

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About this home

Quaint and cozy 4-season, 3-bedroom, 2-bath home with 100 feet of shoreline, situated at the water’s edge on a premier level lot on desirable Sand Lake. Enjoy easy, no-stairs access to the water, beautiful views, great fishing, and year-round recreation right outside your door. The home features a warm and inviting interior with a stone fireplace, exposed wood beams, and plenty of Northwoods character. Being connected to city sewer is a major bonus, eliminating the septic maintenance commonly associated with rural lake homes. An additional storage shed provides convenient extra space, while the sauna is perfect for enjoying with friends year-round. The property is being sold as a complete turn-key package, including the home, furnishings, pontoon, paddle boat, and sailboat. Enjoy it as your permanent residence, weekend getaway, or explore its potential as a short-term rental. Located just minutes from Moose Lake, with convenient access to hiking, biking, and walking trails. Sand Lake itself offers a public golf course, along with a bar and restaurant right on the lake. This is a unique opportunity to own an exceptional property in a highly desirable recreational setting. Be the next to enjoy lake life from day one!

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Date

Sep 26, 2026

Time

5pm – 7pm

Address

4532 Sand Lake Road, Moose Lake, MN, 55767

Listed By: Coldwell Banker Realty • NST7145423 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1961

LevelsOne

Living area1,200 sqft

Above-grade finished1,200 sqft

Below-grade finished0 sqft

Lot size0.348 acres (100x145x101x161)

Days on market11

ListedSep 15, 2026

MLS #NST7145423

CountyPine

SubdivisionSand Lake Beach

Parcel #0335345000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Baseboard
Cooling: Wall Unit(s), Window Unit(s)
Appliances: Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Parking features: Asphalt, On-Street Parking Only
Patio & porch: Patio
Exterior features: Log Siding
Other structures: Storage Shed
View: Lake, South

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 1,200 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1961

Utilities

Water: Drilled, Well
Sewer: City Sewer/Connected
Fuel: Electric, Propane
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Sand Lake Beach
HOA: No HOA
School district: 97 - Moose Lake
High school district: Moose Lake

Financial & listing details

Annual tax: $2,264 (2025)
Tax with assessments: 2254
Listed: Sep 15, 2026
Days on market: 11
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWall Unit(s), Window Unit(s)

Fireplaces1

LaundryOther, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer

DiningBreakfast Area, Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Satellite Dish, Sauna, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorLog Siding

RoofAge Over 8 Years, Asphalt, Pitched

FoundationSlab

Foundation area1,200 sqft

Patio/porchPatio

Lot featuresAccessible Shoreline, Tree Coverage - Heavy

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerCity Sewer/Connected

FuelElectric, Propane

Parking & garage

ParkingAsphalt, On-Street Parking Only

Garage spaces0

Financial details

Annual taxes$2,264

Tax year2025

Taxes w/ assessments2254

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District97 - Moose Lake

District number97

District phone2184854435

High schoolMoose Lake

SODL flat fee brokerage

$11,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,927/mo

Principal & interest$2,575

Property taxes$189

Home insurance (est.)$163

Down payment

$97,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.