Active
$149,900

1115 E Saint Germain Street, Saint Cloud, MN, 56304

5  Bedrooms4  Bathrooms2,112  Square Feet0.34  Acres
Days on market0
Year built1965
Garage spaces1
Potential $1,497buyer credit when you buy with SODL
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About this home

Former licensed duplex rented as a 6-bedroom, 4-bath single-family home for $1,750 per month, with tenants paying all utilities. Currently offers 2,112 finished square feet and a full, unfinished lower level; previously totaled 3,168 finished square feet when the lower level was finished. Features spacious bedrooms, an upper-level deck enclosed by a privacy fence, and a covered patio off the walkout lower level. The basement previously served as a 1-bedroom apartment. It connects with the main level through an interior staircase. Two parking areas including an attached 1-stall garage. This solid, livable home needs work and is sold AS-IS. Cash or conventional financing only. An excellent value, priced to sell—schedule your showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1965
LevelsTwo
Living area2,112 sqft
Above-grade finished2,112 sqft
Below-grade finished0 sqft
Lot size0.34 acres (Irregular)
Days on market0
ListedNov 1, 2026
MLS #NST7167665
CountyBenton
SubdivisionAuditors 1916 Sub
Parcel #170009600

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Hot Water
Cooling
None
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
1 space · 20x17 · 340 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Stucco
Lot size
0.34 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,074 sqft
Roof
Asphalt
Year built
1965

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Auditors 1916 Sub
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,896 (2026)
Listed
Nov 1, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementFull, Unfinished
HeatingHot Water
CoolingNone
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), City View, Deck, Kitchen Window, Main Floor Primary Bedroom, Patio, Panoramic View
AccessibilityNone
Special features4 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStucco
RoofAsphalt
FoundationBlock
Foundation area1,074 sqft
Patio/porchDeck, Patio
Lot featuresIrregular Lot
Road frontageCity Street, Paved Streets
ZoningResidential-Multi-Family,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces1
Garage size340 sqft

Financial details

Annual taxes$3,896
Tax year2026
Taxes w/ assessments3896
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,162/mo
Principal & interest$788
Property taxes$325
Home insurance (est.)$50
%
$29,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1115 E Saint Germain Street, Saint Cloud, MN, 56304

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Listing information

MLS #NST7167665
Last reported MLS statusActive
MLS record updatedNov 5, 2026, 11:09 AM
Originally listedNov 5, 2026, 12:00 AM
Listing officePremier Real Estate Services

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.