Sold / Closed
$159,900

Sold price · Closed Jul 7, 2026

$110/sqft

Eastern Park Add To St Cloud

1026 E Division Street, Saint Cloud, MN, 56304
2  Bedrooms2  Bathrooms1,460  Square Feet0.801  Acres
Days on market3
Year built1947
Garage spaces3
TypeResidential
Est. $1,797buyer credit when you buy with SODL

About this home

Property is being sold strictly AS-IS. Cheaper than renting and packed with potential! This 2-bedroom, 2-bath rambler sits on a huge lot with mature trees, offering plenty of space to spread out, garden, or explore future possibilities. The home could use some updating and TLC, but it provides a solid opportunity for an owner-occupant, investor, or handyman looking to build equity. Features include a formal dining room, spacious living room, full bath on the main level, additional office/craft room space, and a lower-level half bath. Recent improvements include a newer roof, new water heater, vinyl siding, and vinyl windows. The heated 3-stall garage provides excellent storage and workspace, while the additional garden shed and dog kennel offer even more outdoor utility. The freezer, stove, and refrigerator will stay with the property. R5 zoning may provide future development opportunities, including apartment potential. Don't miss this affordable opportunity to own a home with a large yard, great storage, and endless possibilities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1947
LevelsOne
Living area1,460 sqft
Above-grade finished1,260 sqft
Below-grade finished200 sqft
Lot size0.801 acres (120x290)
Days on market3
ListedJun 17, 2026
MLS #NST7090210
CountyBenton
SubdivisionEastern Park Add To St Cloud
Parcel #170113300

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Boiler
Cooling
None
Appliances
Freezer, Range, Refrigerator

Property

Levels / stories
One
Garage
3 spaces · 720 sqft
Parking features
Detached Garage, Electric, Garage Door Opener, Storage
Exterior features
Vinyl
Other structures
Storage Shed
Lot size
0.801 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,260 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1947

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric

Community & HOA

Subdivision
Eastern Park Add To St Cloud
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,032 (2026)
Listed
Jun 17, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Partial, Partially Finished, Storage Space
HeatingBoiler
CoolingNone
LaundryLower Level
AppliancesFreezer, Range, Refrigerator
DiningSeparate/Formal Dining Room
AmenitiesKitchen Window, Main Floor Primary Bedroom
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,260 sqft
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingDetached Garage, Electric, Garage Door Opener, Storage
Garage spaces3
Garage size720 sqft

Financial details

Annual taxes$2,032
Tax year2026
Taxes w/ assessments2032
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,063/mo
Principal & interest$840
Property taxes$169
Home insurance (est.)$53
%
$31,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1026 E Division Street, Saint Cloud, MN, 56304

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Listing information

MLS #NST7090210
StatusClosed
Last updatedJul 7, 2026, 5:51 PM
Originally listedJun 17, 2026, 9:38 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.