Active
$378,000

106 Stephen Drive NE, Fertile, MN, 56540

3  Bedrooms2  Bathrooms2,648  Square Feet0.896  Acres
Days on market1
Year built1993
Garage spaces2
Potential $8,340buyer credit when you buy with SODL
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About this home

This fantastic 3 bedroom 2 bath home has multiple living areas and everything you need on the main floor. A beautiful front and large backyard include a large deck for enjoying the morning sunrise! A large 30' x 52' heated and air-conditioned shop make this home ready for all your toys or projects! See it soon!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsOne
Living area2,648 sqft
Above-grade finished1,324 sqft
Below-grade finished1,324 sqft
Lot size0.896 acres (142x274)
Days on market1
ListedNov 11, 2026
MLS #NST7172216
CountyPolk
SubdivisionHansons Add - Fertile City
Parcel #850048500

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Dual Fuel/Off Peak, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Fuel Tank - Owned, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 780 sqft
Parking features
Attached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck
Exterior features
Stone, Steel Siding
Other structures
Pole Building

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 1,324 sqft
Roof
Age Over 8 Years
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Oil
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Hansons Add - Fertile City
HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$2,861 (2026)
Tax with assessments
3196
Listed
Nov 11, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementWood
HeatingDual Fuel/Off Peak, Forced Air, In-Floor Heating
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Fuel Tank - Owned, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStone, Steel Siding
RoofAge Over 8 Years
FoundationPoured Concrete
Foundation area1,324 sqft
Patio/porchCovered, Deck
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Oil

Parking & garage

ParkingAttached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size780 sqft

Financial details

Annual taxes$2,861
Tax year2026
Taxes w/ assessments3196
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$8,340Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,340

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,351/mo
Principal & interest$1,987
Property taxes$238
Home insurance (est.)$126
%
$75,600
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

106 Stephen Drive NE, Fertile, MN, 56540

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Listing information

MLS #NST7172216
Last reported MLS statusActive
MLS record updatedNov 13, 2026, 11:10 AM
Originally listedNov 12, 2026, 1:17 PM
Listing officeJuve Real Estate

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.