Listed at
$249,900
$90/sqft

Tysses Add

109 S Mill Street, Fertile, MN, 56540
5  Bedrooms2  Bathrooms2,782  Square Feet0.45  Acres
Days on market14
Year built1898
Garage spaces2
TypeResidential
Est. $4,497buyer credit when you buy with SODL
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About this home

Attention historic home lovers! This three-story, approximately 2780 square foot home with detached double stall garage and carriage house was built just after the village of Fertile was founded in the late 1800’s! With 5+ bedrooms and 2 baths, there is plenty of room for family and guests. Right away you will notice the remarkable craftsmanship, the stunning original woodwork, the antique fireplace, the high ceilings and the transom windows. Additionally, a large basement with cellar door access provides storage possibilities. This home has good bones – and can certainly be updated to make it your own! It is conveniently located on the main street, close to the school and businesses. The current owners have an impressive flower garden that creates a calm and relaxing environment to enjoy, while keeping all the conveniences of city living. With a past rich in commercial and residential use, this extraordinary property presents an incredible opportunity for someone to own a one-of-a-kind home filled with history and character…ready for its next chapter.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1898
LevelsMore Than 2 Stories
Living area2,782 sqft
Above-grade finished2,782 sqft
Below-grade finished0 sqft
Lot size0.45 acres (140 x 140)
Days on market14
ListedSep 14, 2026
MLS #NST7144070
CountyPolk
SubdivisionTysses Add
Parcel #850025000

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Boiler, Radiator
Cooling
Window Unit(s)
Laundry
In Basement

Property

Levels / stories
More Than 2 Stories
Garage
2 spaces · 24 x 24 · 576 sqft
Parking features
Detached Garage
Patio & porch
Deck, Front Porch, Rear Porch
Exterior features
Fiber Board
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Concrete Perimeter · 1,238 sqft
Roof
Asphalt
Year built
1898

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

Subdivision
Tysses Add
HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$3,047 (2026)
Tax with assessments
3382
Listed
Sep 14, 2026
Days on market
14
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFull
HeatingBoiler, Radiator
CoolingWindow Unit(s)
Fireplaces1
LaundryIn Basement
DiningSeparate/Formal Dining Room
AmenitiesBalcony, Deck, Porch
AccessibilityNone

Exterior & lot

ExteriorFiber Board
RoofAsphalt
FoundationConcrete Perimeter
Foundation area1,238 sqft
Patio/porchDeck, Front Porch, Rear Porch
Lot featuresCorner Lot
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningBusiness/Commercial,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,047
Tax year2026
Taxes w/ assessments3382
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,651/mo
Principal & interest$1,313
Property taxes$254
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

109 S Mill Street, Fertile, MN, 56540

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Listing information

MLS #NST7144070
StatusActive
Last updatedSep 15, 2026, 10:11 AM
Originally listedSep 14, 2026, 9:13 PM
Listing officeWayvora Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.