Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,558 (2026).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$212,500

$160/sqft

Phelps Add

1031 S Cedar Avenue, Owatonna, MN, 55060

3 Bedrooms1 Bathroom1,327 Square Feet0.329 Acres

Days on market0

Year built1887

Garage spaces1

TypeResidential

Est. $3,375buyer credit when you buy with SODL

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About this home

Welcome to this charming story-and-a-half home, where timeless character meets thoughtful modern updates. Fresh blue siding, crisp white trim, and a covered front porch with warm wood accents create an inviting first impression. Inside, beautiful hardwood floors add warmth and character, while the updated kitchen and bathroom offer a fresh, modern feel. Major improvements, including newer windows, central air, water heater, and plumbing, provide added peace of mind. The versatile upper level offers additional space to make your own, whether for a home office, cozy retreat, or creative space. Outside, the spacious backyard provides plenty of room to relax, entertain, and enjoy the outdoors. Full of charm and thoughtfully updated, this home is ready for its next chapter.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1887

LevelsOne and One Half

Living area1,327 sqft

Above-grade finished1,327 sqft

Below-grade finished0 sqft

Lot size0.329 acres (74x195)

Days on market0

ListedOct 13, 2026

MLS #NST7160003

CountySteele

SubdivisionPhelps Add

Parcel #171011215

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 240 sqft
Parking features: Detached Garage
Patio & porch: Covered, Front Porch, Porch
Exterior features: Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,002 sqft
Roof: Age 8 Years or Less
Year built: 1887

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Phelps Add
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $1,558 (2026)
Tax with assessments: 1622
Listed: Oct 13, 2026
Days on market: 0 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,002 sqft

Patio/porchCovered, Front Porch, Porch

Lot featuresTree Coverage - Light

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size240 sqft

Financial details

Annual taxes$1,558

Tax year2026

Taxes w/ assessments1622

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$3,375Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,375

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,317/mo

Principal & interest$1,117

Property taxes$130

Home insurance (est.)$71

Down payment

$42,500

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.