Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $0 (2025).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

How long has this property been on the market?

This property has been listed for 264 days.

Listed at

$125,000

White Oak Country Estates

Lot 9, Block 3 1st St NE, Saint Stephen, MN, 56375

3 Acres

Days on market264

TypeLand

Est. $750buyer credit when you buy with SODL

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About this home

Extremely nice 3 acre lot on a cul-de-sac. Sartell schools. Build your dream home. Detached garages are allowed. Private well and septic. Enjoy peace and quiet as well as plenty of elbow room.

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Home facts

Property typeLand

Lot size3 acres (irregular)

Days on market264

ListedJan 6, 2026

MLS #NST7005756

CountyStearns

SubdivisionWhite Oak Country Estates

Parcel #90559630711

Facts & features

Interior

Bathrooms: 0

Property

Fencing: None
Lot size: 3 acres
Lot dimensions: irregular
Lot features: Cleared, Tree Coverage - Light
Road frontage: City Street
Parcel #: 90559630711

Construction

Property type: Land

Utilities

Utilities: Electricity Available, None Connected

Community & HOA

Subdivision: White Oak Country Estates
HOA: No HOA
School district: 748 - Sartell-St. Stephens
High school district: Sartell-St. Stephens

Financial & listing details

Annual tax: $0 (2025)
Listed: Jan 6, 2026
Days on market: 264
Inclusions: Platted,Survey

Interior details

Total bathrooms0

Exterior & lot

Lot featuresCleared, Tree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$0

Tax year2025

Taxes w/ assessments0

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$824/mo

Principal & interest$657

Property taxes (est.)$125

Home insurance (est.)$42

Down payment

$25,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

Lot 9, Block 3 1st St NE, Saint Stephen, MN, 56375

Street View

Listing information

MLS #NST7005756

StatusActive

Last updatedMay 27, 2026, 2:05 PM

Originally listedJan 7, 2026, 1:49 PM

Listing officeCentury 21 First Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.