Does this property have an HOA?

Yes. The HOA fee is $118 per month.

What are the annual property taxes?

Annual property taxes are $5,536 (2026).

What school district is this property in?

This property is in the 47 - Sauk Rapids-Rice school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 15 days.

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Active

$350,000

957 45th Avenue NE, Saint Cloud, MN, 56304

2 Bedrooms2 Bathrooms1,488 Square Feet0.14 Acres

Days on market15

Year built2024

Garage spaces2

Potential $7,500buyer credit when you buy with SODL

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About this home

High-quality walk-out rambler, custom cabinets with center island, granite tops thru out, Double garage, concrete drive. Master Association covers maintaining the boulevards, trails, wetlands, and parks $250/Year & $118 monthly association fees. Covers snow removal, lawn & irrigation maintenance.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area1,488 sqft

Above-grade finished1,488 sqft

Below-grade finished0 sqft

Lot size0.14 acres (36 X105)

Days on market15

ListedOct 26, 2026

MLS #NST7165072

CountyBenton

SubdivisionWhispering Meadows

Parcel #170248200

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces · 512 sqft
Parking features: Attached Garage
Exterior features: Aluminum Siding
Lot size: 0.14 acres
Lot dimensions: 36 X105

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete
Foundation: Block · 1,488 sqft
Roof: Asphalt
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Whispering Meadows
HOA: $118/month
HOA name: Whispering Meadows HOA
HOA phone: 7632283446
HOA includes: Lawn Care, Snow Removal
School district: 47 - Sauk Rapids-Rice

Financial & listing details

Annual tax: $5,536 (2026)
Listed: Oct 26, 2026
Days on market: 15
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementUnfinished, Walkout

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorAluminum Siding

RoofAsphalt

FoundationBlock

Foundation area1,488 sqft

Road frontagePaved Streets

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size512 sqft

Financial details

Annual taxes$5,536

Tax year2026

Taxes w/ assessments5536

Assessment pendingNo

HOA fee$118

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District47 - Sauk Rapids-Rice

District number47

District phone3202534703

High schoolSauk Rapids-Rice

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,535/mo

Principal & interest$1,839

Property taxes$461

Home insurance (est.)$117

HOA fees$118

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

957 45th Avenue NE, Saint Cloud, MN, 56304

Street View

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Listing information

MLS #NST7165072

Last reported MLS statusActive

MLS record updatedNov 10, 2026, 5:56 PM

Originally listedOct 26, 2026, 11:17 AM

Listing officeMerit Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.