Sold / Closed
$440,000

Sold price · Closed Aug 17, 2026

9182 Jergen Bay S, Cottage Grove, MN, 55016

4  Bedrooms3  Bathrooms2,362  Square Feet0.239  Acres
Days on market31
Year built1993
Garage spaces3
Potential $10,197buyer credit when you buy with SODL

About this home

Adorable Urban Home in the Rolling Hills of Cottage Grove. Welcome home to this charming urban farmhouse nestled on a quiet cul-de-sac in the sought-after rolling hills of Cottage Grove. Thoughtfully updated and beautifully maintained, this inviting home offers 4 bedrooms, 3 baths, and a spacious 3-car garage designed to accommodate today’s lifestyle. The heart of the home is the stunning, newly remodeled kitchen where natural light pours through an abundance of windows, creating a warm and welcoming atmosphere. A large center island provides the perfect gathering space for family meals, entertaining guests, or everyday living. Retreat to the impressive primary suite featuring vaulted ceilings, a walk-in closet, and a beautifully remodeled four-piece bath that creates a true spa-like experience. Recent updates throughout the home include new carpeting, refreshed flooring, and additional improvements that give the home a fresh, modern feel. The lower level has been thoughtfully refreshed with new flooring and a cozy gas fireplace, offering the perfect space for movie nights, game days, or relaxing evenings at home. Step outside to enjoy the fully fenced backyard complete with a lower-level deck, creating an ideal setting for summer barbecues, outdoor entertaining, or simply enjoying the peaceful surroundings. Located in one of Cottage Grove’s most desirable neighborhoods, this move-in-ready home combines modern updates, timeless farmhouse charm, and a prime location close to parks, trails, shopping, dining, and major commuter routes. This is the perfect place to call home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsThree Level Split
Living area2,362 sqft
Above-grade finished1,532 sqft
Below-grade finished830 sqft
Lot size0.239 acres (79x131)
Days on market31
ListedJun 15, 2026
MLS #NST7093144
CountyWashington
SubdivisionRidgewood 6th Add
Parcel #2202721210126

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
3 spaces · 29x19 · 565 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Insulated Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Fencing
Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 868 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Ridgewood 6th Add
HOA
No HOA
School district
833 - South Washington County
High school district
South Washington County

Financial & listing details

Annual tax
$5,082 (2026)
Listed
Jun 15, 2026
Days on market
31
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Daylight/Lookout Windows, Finished, Tile Shower
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Gas Dryer Hookup, Laundry Room, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Paneled Doors, Satellite Dish, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet, Walk-Up Attic
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area868 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size565 sqft

Financial details

Annual taxes$5,082
Tax year2026
Taxes w/ assessments5082
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$10,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,882/mo
Principal & interest$2,312
Property taxes$424
Home insurance (est.)$147
%
$87,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9182 Jergen Bay S, Cottage Grove, MN, 55016

Listing information

MLS #NST7093144
Last reported MLS statusClosed
MLS record updatedAug 18, 2026, 4:15 PM
Originally listedJun 22, 2026, 12:00 AM
Listing officeKeller Williams Classic Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.