Listed at
$869,900
$231/sqft

River Ridge Estates

9171 Cayley Court, Saint Cloud, MN, 56301
4  Bedrooms4  Bathrooms3,765  Square Feet9.01  Acres
Days on market335
Year built2018
Garage spaces3
TypeResidential
Est. $23,097buyer credit when you buy with SODL
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About this home

Welcome to this exceptional 4-bedroom, 3.5-bath custom home on over 9 acres on the Sauk River in beautiful St. Joseph! Built in 2018, this thoughtfully designed two story home offers 4,460 sq ft of living space plus a finished & heated 3 stall garage and finished bonus room. The main level features a luxurious primary suite, high vaults in living room, and a large office. The gourmet kitchen is a showpiece with custom cabinetry, granite countertops, a 9ft island, Wolf brand cooktop, double wall oven, and beverage cooler. Upstairs you’ll find a spacious family room, 3 bedrooms with walk-in closets, a Jack & Jill bath and vanity counters. The Outdoor living space is made for entertaining with stamped patio, pergola, built-in bar, hot tub, and fire pit overlooking the river. Many upgrades include in-floor heat in home & garage, 400-amp service, surround sound, Lutron smart lighting, Bluetooth speakers, sprinkler system, and more—all within walking distance to a new 95 acre park w/ walking path and a kayak launch.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2018
LevelsTwo
Living area3,765 sqft
Above-grade finished3,765 sqft
Below-grade finished0 sqft
Lot size9.01 acres (338x1024x1200)
Days on market335
ListedOct 28, 2025
MLS #NST6809155
CountyStearns
SubdivisionRiver Ridge Estates
Parcel #31213730407

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
3 spaces · 44x24 · 1,286 sqft
Parking features
Attached Garage, Finished Garage, Heated Garage
Patio & porch
Front Porch, Patio, Terrace
Other structures
Storage Shed
Waterfront
River Front

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Concrete, Frame
Foundation
2,150 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
2018

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
River Ridge Estates
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$8,434 (2025)
Tax with assessments
8442
Listed
Oct 28, 2025
Days on market
335
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementNone
HeatingBoiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Upper Level
AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesIn-Ground Sprinkler, Vaulted Ceiling(s)
AccessibilityNone
Special features2nd Floor Laundry, Main Floor Primary, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle
Foundation area2,150 sqft
Patio/porchFront Porch, Patio, Terrace
Lot featuresTree Coverage - Light
Road frontageCounty Road, Cul De Sac
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Heated Garage
Garage spaces3
Garage size1,286 sqft

Financial details

Annual taxes$8,434
Tax year2025
Taxes w/ assessments8442
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$23,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,564/mo
Principal & interest$4,572
Property taxes$703
Home insurance (est.)$290
%
$173,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9171 Cayley Court, Saint Cloud, MN, 56301

Listing information

MLS #NST6809155
StatusActive
Last updatedJan 30, 2026, 4:30 AM
Originally listedOct 28, 2025, 8:02 PM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.