River Ridge Estates
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About this home
Welcome to this exceptional 4-bedroom, 3.5-bath custom home on over 9 acres on the Sauk River in beautiful St. Joseph! Built in 2018, this thoughtfully designed two story home offers 4,460 sq ft of living space plus a finished & heated 3 stall garage and finished bonus room. The main level features a luxurious primary suite, high vaults in living room, and a large office. The gourmet kitchen is a showpiece with custom cabinetry, granite countertops, a 9ft island, Wolf brand cooktop, double wall oven, and beverage cooler. Upstairs you’ll find a spacious family room, 3 bedrooms with walk-in closets, a Jack & Jill bath and vanity counters. The Outdoor living space is made for entertaining with stamped patio, pergola, built-in bar, hot tub, and fire pit overlooking the river. Many upgrades include in-floor heat in home & garage, 400-amp service, surround sound, Lutron smart lighting, Bluetooth speakers, sprinkler system, and more—all within walking distance to a new 95 acre park w/ walking path and a kayak launch.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Bath breakdown
- 1 full / 2 3/4 / 1 half
- Heating
- Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Central Vacuum, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 44x24 · 1,286 sqft
- Parking features
- Attached Garage, Finished Garage, Heated Garage
- Patio & porch
- Front Porch, Patio, Terrace
- Other structures
- Storage Shed
- Waterfront
- River Front
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Concrete, Frame
- Foundation
- 2,150 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle
- Year built
- 2018
Utilities
- Water
- Well
- Sewer
- Private Sewer
- Fuel
- Electric, Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- River Ridge Estates
- HOA
- No HOA
- School district
- St. Cloud
Financial & listing details
- Annual tax
- $8,434 (2025)
- Tax with assessments
- 8442
- Listed
- Oct 28, 2025
- Days on market
- 335
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
9171 Cayley Court, Saint Cloud, MN, 56301
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
