Active
$394,900

914 Spruce Circle N, Cambridge, MN, 55008

3  Bedrooms2  Bathrooms1,684  Square Feet0.35  Acres
Days on market66
Year built2026
Garage spaces3
Potential $8,847buyer credit when you buy with SODL
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About this home

MAKE YOUR MOVE SALES EVENT! —OFFERING UP TO 6% IN SELLER INCENTIVES ON ALL HOMES FOR A LIMITED TIME!! Ideal for rate buydowns and covering closing costs and much more! Reach out for current inventory, availability, and details on how to maximize this opportunity. Over 50 quick move-in homes available throughout the Twin Cities Area! Find all the space you are looking for in this stunning split-level home that features three bedrooms, two bathrooms and open-concept living areas on the upper level, plus an unfinished lower level prepped for future buildout of a game room, fourth bedroom and third full bathroom. The kitchen includes a full suite of stainless steel appliances, plenty of cabinet storage, a spacious pantry and an eye-catching breakfast bar island. You will love making memories in the adjoining family room, where vaulted ceilings and plenty of windows create an inviting space filled with natural light. The owner’s suite includes a large walk-in closet and private bathroom with double vanities. Two more bedrooms and a second full bathroom are perfect for your kids, guests or home office! Enjoy the extra storage space you will find throughout this home, including a spacious coat closet in the foyer, a built-in computer nook with upper cabinet storage near the kitchen, and a wonderful 3-car garage.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsThree Level Split
Living area1,684 sqft
Above-grade finished1,434 sqft
Below-grade finished250 sqft
Lot size0.35 acres (120x247x135x168)
Days on market66
ListedSep 7, 2026
New constructionYes
MLS #NST7140479
CountyIsanti
SubdivisionCambridge Cove
Parcel #153300280

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
Three Level Split
Garage
3 spaces · 26x28 · 728 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Exterior features
Engineered Wood, Shakes, Vinyl
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete · 1,434 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Cambridge Cove
HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$695 (2026)
Tax with assessments
700
Listed
Sep 7, 2026
Days on market
66 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementWalkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Ethernet Wired, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorEngineered Wood, Shakes, Vinyl
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationPoured Concrete
Foundation area1,434 sqft
Lot featuresSod Included in Price
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size728 sqft

Financial details

Annual taxes$695
Tax year2026
Taxes w/ assessments700
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$8,847Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,847

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,265/mo
Principal & interest$2,075
Property taxes$58
Home insurance (est.)$132
%
$78,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

914 Spruce Circle N, Cambridge, MN, 55008

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Listing information

MLS #NST7140479
Last reported MLS statusActive
MLS record updatedNov 12, 2026, 11:07 AM
Originally listedSep 8, 2026, 12:47 PM
Listing officeLGI Realty-Minnesota, LLC
Co-listing officeLGI Realty-Minnesota, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.