Active
$319,900

906 21st Street SE, Saint Cloud, MN, 56304

4  Bedrooms3  Bathrooms2,400  Square Feet0.258  Acres
Days on market72
Year built1993
Garage spaces2
Potential $6,597buyer credit when you buy with SODL
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About this home

Come and check out this amazing home priced to sell quick, with huge potential and several remarkable upgrades! This property sits on a beautiful 1/4 acre lot with a 12' x 16' deck perfect for entertaining and overlooking a huge fully fenced in back yard. Boasting amazing woodwork with 3 main floor bedrooms, main floor bathroom and the primary bedroom is set up with its own private 3/4 bath, this house is a turnkey gem! Bonus features in the basement include egress windows through ought, an additional bedroom, another full bathroom with jetted tub, a large laundry room, a family/recreation room and a massive lower-level flex room for additional bedrooms or storage! There are several improvements added as well since 2023 and will be provided upon request! So don’t miss out and schedule your appointments today! *Please note that some of these images have been altered for aesthetic purposes. The modifications include [specific alterations to remove personal property items from the photos, cropping and color correction only].

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsOne
Living area2,400 sqft
Above-grade finished1,248 sqft
Below-grade finished1,152 sqft
Lot size0.258 acres (17x47x146x94x140)
Days on market72
ListedSep 2, 2026
MLS #NST7137406
CountySherburne
SubdivisionTorborg Estates
Parcel #85004230210

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22'0"x22'0" · 484 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Fiber Board
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,248 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Torborg Estates
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,898 (2025)
Listed
Sep 2, 2026
Days on market
72 · 68 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Sump Basket
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room, Sink
AppliancesDishwasher, Dryer, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary

Exterior & lot

ExteriorFiber Board
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area1,248 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size484 sqft

Financial details

Annual taxes$3,898
Tax year2025
Taxes w/ assessments3898
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,113/mo
Principal & interest$1,681
Property taxes$325
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

906 21st Street SE, Saint Cloud, MN, 56304

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Listing information

MLS #NST7137406
Last reported MLS statusActive
MLS record updatedOct 30, 2026, 10:45 AM
Originally listedSep 2, 2026, 11:36 AM
Listing officeIntersate 1 LLC
Co-listing officeIntersate 1 LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.