Sold / Closed
$481,000

Sold price · Closed Jul 29, 2026

8657 Jewel Lane S, Cottage Grove, MN, 55016

4  Bedrooms4  Bathrooms2,769  Square Feet0.278  Acres
Days on market3
Year built1993
Garage spaces3
Potential $11,100buyer credit when you buy with SODL

About this home

Prepare to fall in love with this beautifully updated 4-bedroom, 4-bath home that perfectly combines space, style, and functionality. Tucked away in a quiet neighborhood, this move-in-ready gem offers an incredible layout designed for both everyday living and unforgettable entertaining. At the center of the home is the expansive chef-inspired kitchen, featuring abundant cabinetry, convenient roll-out drawers, a large center island, wall oven, and generous dining space—perfect for hosting holidays, gatherings, and everything in between. Multiple living areas provide room for everyone to spread out, while the cozy family room with a gas fireplace invites you to relax and unwind. The upper level offers three spacious bedrooms, including a large primary suite with a beautifully updated private bath (2024). A private lower-level bedroom and ¾ bath create the ideal setup for guests, teens, or multi-generational living. The insulated unfinished basement offers endless possibilities for future expansion, a recreation room, home gym, workshop, or simply exceptional storage. Enjoy peace of mind with major updates already completed, including all new windows, a new roof (2024), updated AC (2021), water heater (2021), newer carpet, updated bathrooms, and newer kitchen appliances including a refrigerator (2024), dishwasher (2021), and upgraded marmoleum flooring in the entryway. Step outside and discover your own backyard retreat. The private paver patio, mature landscaping, colorful perennial gardens, and unique blooming cactus rock garden create a beautiful outdoor setting, while the surrounding shrubs provide added privacy and stunning fall color. Car enthusiasts, hobbyists, and EV owners will appreciate the oversized 3-car garage with 240-volt service for electric vehicle charging and plenty of extra storage space. Located just minutes from parks, trails, shopping, dining, and everyday conveniences, with Ravine Park, Afton State Park, and St. Croix Bluffs Regional Park nearby, this home offers the perfect balance of peaceful living and unbeatable convenience. Homes with this much space, this many updates, and this prime location rarely come along—don't miss your opportunity to make it yours.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsFour or More Level Split
Living area2,769 sqft
Above-grade finished1,842 sqft
Below-grade finished927 sqft
Lot size0.278 acres (130 x 90)
Days on market3
ListedJun 25, 2026
MLS #NST7097584
CountyWashington
SubdivisionSandy Hills 5th Add
Parcel #1502721310080

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 680 sqft
Parking features
Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener
Patio & porch
Patio
Exterior features
Stone, Vinyl
Lot size
0.278 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,812 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Sandy Hills 5th Add
HOA
No HOA
School district
833 - South Washington County
High school district
South Washington County

Financial & listing details

Annual tax
$5,524 (2025)
Tax with assessments
5776
Listed
Jun 25, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Partial, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
AppliancesCooktop, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningKitchen/Dining Room, Other
AmenitiesCeiling Fan(s), Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,812 sqft
Patio/porchPatio
Lot featuresTree Coverage - Medium
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener
Garage spaces3
Garage size680 sqft

Financial details

Annual taxes$5,524
Tax year2025
Taxes w/ assessments5776
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District833 - South Washington County
District number833
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$11,100Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,100

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,087/mo
Principal & interest$2,470
Property taxes$460
Home insurance (est.)$157
%
$94,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8657 Jewel Lane S, Cottage Grove, MN, 55016

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Listing information

MLS #NST7097584
Last reported MLS statusClosed
MLS record updatedJul 30, 2026, 2:51 PM
Originally listedJun 26, 2026, 12:00 AM
Listing officeKeller Williams Select Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.