Listed at
$484,900
$160/sqft

Wilderness Ridge

8649 Independence Drive, Chisago City, MN, 55013
5  Bedrooms3  Bathrooms3,029  Square Feet0.55  Acres
Days on market319
Year built2010
Garage spaces3
TypeResidential
Est. $11,547buyer credit when you buy with SODL
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About this home

WELCOME TO YOUR DREAM HOME IN CHISAGO CITY – GATEWAY TO THE LAKES! Discover this impeccably maintained 5-bedroom, 3-full-bath residence in the heart of Chisago City, perfectly positioned on a sprawling over-half-acre corner lot. Built in 2010 and lovingly cared for, this home combines modern comfort, thoughtful design, and timeless appeal in one of Minnesota’s most charming lakeside communities. Step inside to soaring vaulted ceilings, fresh interior paint, and freshly cleaned carpets throughout. The open-concept layout flows effortlessly, featuring solid 6-panel core doors, generous walk-in closets, and a fully finished lower level—ideal for entertaining, family gatherings, or a private retreat. The luxurious primary suite includes a full en-suite bath with a deep soaker tub and separate shower, creating a serene escape. Outdoor living is a breeze with maintenance-free decking, an in-ground irrigation system, and a spacious 10x16 storage shed. The level, expansive yard offers endless possibilities for play, gardening, or simply enjoying the peaceful surroundings of this well-established neighborhood. Prime Location & Convenience * Just 15 minutes to I-35, shopping, dining, and daily essentials * Surrounded by the natural beauty of the St. Croix River Valley and Chisago Lakes’ renowned recreation Top-Rated Education: Chisago Lakes School District (ISD 2144) Ranked in the top 20% of Minnesota districts with a 9/10 testing average and 95% graduation rate (top 5% statewide). This move-in-ready home offers the perfect blend of space, style, and small-town charm with big-lake access. Don’t miss your opportunity to own a standout property in a community celebrated for its Swedish heritage, outdoor lifestyle, and family-friendly spirit. Schedule your private showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2010
LevelsSplit Entry (Bi-Level)
Living area3,029 sqft
Above-grade finished1,815 sqft
Below-grade finished1,214 sqft
Lot size0.55 acres (106X183)
Days on market319
ListedNov 13, 2025
MLS #NST6817881
CountyChisago
SubdivisionWilderness Ridge
Parcel #131001215

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 33X23 · 759 sqft
Parking features
Attached Garage, Asphalt
Pool
None
Other structures
Storage Shed
Lot size
0.55 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Metal Siding, Vinyl Siding, Wood Siding
Foundation
1,310 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
2010

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
Circuit Breakers

Community & HOA

Subdivision
Wilderness Ridge
HOA
No HOA
School district
Chisago Lakes

Financial & listing details

Annual tax
$3,878 (2024)
Tax with assessments
3878.0000
Listed
Nov 13, 2025
Days on market
319 · 58 cumulative

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementEgress Window(s), Full, Walkout
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched
Foundation area1,310 sqft
Lot featuresCorner Lot
Road frontageCity Street, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size759 sqft

Financial details

Annual taxes$3,878
Tax year2024
Taxes w/ assessments3878.0000
Assessment pendingUnknown
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2144
District phone651-213-2096
High schoolChisago Lakes
SODL flat fee brokerage
$11,547Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,547

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,033/mo
Principal & interest$2,548
Property taxes$323
Home insurance (est.)$162
%
$96,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8649 Independence Drive, Chisago City, MN, 55013

Listing information

MLS #NST6817881
StatusActive
Last updatedNov 20, 2025, 5:06 PM
Originally listedNov 13, 2025, 10:46 PM
Listing officeRealty Executives Top Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.