Listed at
$330,000
$216/sqft

Lanes Phalen Grove Add

855 Cottage Avenue E, Saint Paul, MN, 55106
3  Bedrooms2  Bathrooms1,527  Square Feet0.116  Acres
Days on market1
Year built1916
Garage spaces2
TypeResidential
Est. $6,900buyer credit when you buy with SODL
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About this home

Modern Rustic 2 Story home with all the upgrades! Second Story was added in 2013 in which a larger main level and spacious upper level were designed. The current owners redesigned the upper level to improve the flow & function! Primary Upper Level includes a bedroom, nursery/office space, 2 walk in closets, a 3/4 Bathroom, and a loft area! It feels like the whole upper level is your primary suite!! The main level details are unique, practical, and trendy! Vinyl plank flooring throughout gives it a modern and clean feel! The dining room has a long epoxy counter with barstools that is open into the living room for entertaining or watching TV! There are several nooks built: Office counter, closets, pantry, & even a pet bed under the stairs! Cleverly placed roll out Shelves in the kitchen for pots & pans! Every area has been maximized for use! Super Cute 3 Season porch leads to the maintenance free 2 tiered deck or to the stamped patio! The oversized 2 Car garage is also newer and well designed with an 8ft tall x 18ft wide door! It has Diamond Shaped Stamped & Stained Concrete, Storage, & Extra Outlets!! Additional 17Ft wide Parking Pad is also stamped & Stained Concrete! One of the most unique features of the yard is the Custom Concrete Patio & Sidewalks! The neighborhood is close to Phalen Lake, Parks, Golf Courses, Dining, and shopping!!

View this property at

Date
Oct 3, 2026
Time
6pm – 8pm
Address
855 Cottage Avenue E, Saint Paul, MN, 55106

Listed By: RE/MAX Professionals • NST7151887 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1916
LevelsTwo
Living area1,527 sqft
Above-grade finished1,527 sqft
Below-grade finished0 sqft
Lot size0.116 acres (40 x 126)
Days on market1
ListedSep 28, 2026
MLS #NST7151887
CountyRamsey
SubdivisionLanes Phalen Grove Add
Parcel #212922320068

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Other
Cooling
Central Air, Window Unit(s)
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
2 spaces · 22 x 22 · 484 sqft
Parking features
Detached Garage, Concrete, Electric, Garage Door Opener, Other, Storage
Patio & porch
Composite Decking, Deck, Patio, Side Porch
Exterior features
Stone, Steel Siding, Vinyl
Fencing
Chain Link, Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block, Combination, Poured Concrete · 994 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1916

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Lanes Phalen Grove Add
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$5,486 (2026)
Listed
Sep 28, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full, Storage Space, Unfinished
HeatingForced Air, Other
CoolingCentral Air, Window Unit(s)
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Informal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Washer/Dryer Hookup, Walk-In Closet
AccessibilityPartially Wheelchair, Smart Technology
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Steel Siding, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock, Combination, Poured Concrete
Foundation area994 sqft
Patio/porchComposite Decking, Deck, Patio, Side Porch
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Garage Door Opener, Other, Storage
Garage spaces2
Garage size484 sqft

Financial details

Annual taxes$5,486
Tax year2026
Taxes w/ assessments5486
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$6,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,301/mo
Principal & interest$1,734
Property taxes$457
Home insurance (est.)$110
%
$66,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

855 Cottage Avenue E, Saint Paul, MN, 55106

Listing information

MLS #NST7151887
StatusActive
Last updatedOct 2, 2026, 12:06 PM
Originally listedOct 1, 2026, 12:00 AM
Listing officeRE/MAX Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.