Listed at
$725,000
$165/sqft

8490 Oak Road

8490 Oak Road, Saint Joseph, MN, 56374
5  Bedrooms5  Bathrooms4,391  Square Feet12.5  Acres
Days on market1
Year built1975
Garage spaces10
TypeResidential
Est. $18,750buyer credit when you buy with SODL
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About this home

Welcome to 8490 Oak Road – a truly exceptional acreage property where luxury, privacy, recreation and entertaining come together! Located at the end of a quiet cul-de-sac and w/ Sartell, St. Cloud and St. Joseph within shouting distance and 400+ of Watab River frontage, this extraordinary 12.5-acre estate offers 4,000+ finished square feet, a stunning natural setting and an incredible collection of amenities. Located in the highly regarded Sartell-St. Stephens School District, the property features approximately 2,200+ FSF on the main level and 2,100+ SF in the walkout lower level, w/ 5 bedrooms, multiple baths and two kitchens. The main level showcases vaulted tongue-and-groove cedar ceilings, exposed beams and a dramatic floor-to-ceiling brick double-sided fireplace housing three fireplaces—two wood-burning fireplaces on the main level plus a high-efficiency fireplace serving the lower level. The kitchen features custom cabinetry w/ soft-close hardware, an impressive 11.5-foot island, granite countertops and full backsplash, premium fixtures, new Ruvati sound-dampened stainless sinks, glass-front refrigerator, range, Bosch dishwasher and a wall oven. A spacious walk-in butler's pantry includes a sink and beverage refrigerator. The main-level primary suite offers balcony access, generous closet space, an en-suite bath and its own washer. The walkout lower level adds bedrooms, a second kitchen, office/gym, additional laundry, sauna and abundant flexible living space. Three patios and two decks create exceptional indoor/outdoor living, hot tub area, highlighted by the spectacular 2023 entertaining patio and outdoor kitchen. The 26-foot curved outdoor kitchen features granite countertops, stainless cabinetry, pellet grill, power burner, Big Green Egg smoker and beverage refrigerator, complemented by a commercial 750,000 BTU fire pit, built-in seating, automatic landscape lighting and an accessible ramp. The grounds are equally impressive, w/ mixed hardwoods and evergreens, the Watab River flowing through the southeast portion of the property, a private trail leading to the river and dock, plus lake access to Lake Rassier and Watab Lake. Excellent opportunities for hunting and wildlife viewing, including duck, goose, turkey and deer. Multiple lake association options are available for boat landing, beach and volleyball access, though membership is not required. The property also features a 62x36 heated and insulated shop with air-conditioned office, concrete floors, auto lift and compressor, attached two-car garage, insulated 34x14 stable, 44x18 lean-to, 40x51 pole barn w/ overhead doors, insulated finished 12x12 elevated treehouse w/ covered porch and loft, and a distinctive architectural chicken coop. Stearns County allows up to 10 animal units. Numerous major improvements provide peace of mind, including a standing-seam steel roof, steel gutters and NEW roof/ceiling insulation (2022), NEW asphalt driveway (2024), NEW propane furnace/boiler/hydronic system (2023), NEW water softener and conditioner (2017), central AC (2017), water heater (2015), waterproof Shaw Prodigy HDR Plus LVP flooring (2021), NEW well pump and pipe (2018), and compliant septic system. High-speed internet is available. Wrapped in wavy-bevel, natural-edge, solid-stained cedar siding and surrounded by remarkable natural beauty, this one-of-a-kind property offers an unparalleled combination of privacy, recreation, entertaining space and comfort. Do not miss out on your chance to call this place home!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsOne
Living area4,391 sqft
Above-grade finished2,281 sqft
Below-grade finished2,110 sqft
Lot size12.5 acres (263x888x98x10x202x752x601)
Days on market1
ListedOct 7, 2026
MLS #NST7146068
CountyStearns
Parcel #33220650000

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
1 full / 2 3/4 / 2 half
Heating
Baseboard, Boiler, Fireplace(s), Hot Water, Radiant, Zoned
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
10 spaces · 24x26 · 624 sqft
Parking features
Attached Garage, Detached Garage, Gravel, Asphalt, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Patio & porch
Deck, Front Porch, Patio, Porch
Exterior features
Stone, Cedar
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete, Frame
Foundation
Block · 2,210 sqft
Roof
Age 8 Years or Less, Metal, Pitched
Year built
1975

Utilities

Water
Drilled, Private, Sand Point
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane, Wood
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

HOA
No HOA
School district
748 - Sartell-St. Stephens
High school district
Sartell-St. Stephens

Financial & listing details

Annual tax
$7,618 (2026)
Tax with assessments
7626
Listed
Oct 7, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths1
3/4 baths2
Half baths2
1/4 baths0
BasementBlock, Egress Window(s), Finished, Kitchenette, Storage/Locker, Storage Space, Tray Ceiling(s), Walkout
HeatingBaseboard, Boiler, Fireplace(s), Hot Water, Radiant, Zoned
CoolingCentral Air
Fireplaces3
LaundryIn Basement, Electric Dryer Hookup, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesDeck, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Outdoor Kitchen, Patio, Porch, Panoramic View, Sauna, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityWheelchair Ramp(s)
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cedar
RoofAge 8 Years or Less, Metal, Pitched
FoundationBlock
Foundation area2,210 sqft
Patio/porchDeck, Front Porch, Patio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Heavy
Road frontageNo Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Sand Point
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane, Wood

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Asphalt, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage
Garage spaces10
Garage size624 sqft

Financial details

Annual taxes$7,618
Tax year2026
Taxes w/ assessments7626
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District748 - Sartell-St. Stephens
District number748
District phone3206563715
High schoolSartell-St. Stephens
SODL flat fee brokerage
$18,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,687/mo
Principal & interest$3,810
Property taxes$635
Home insurance (est.)$242
%
$145,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8490 Oak Road, Saint Joseph, MN, 56374

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Listing information

MLS #NST7146068
StatusActive
Last updatedOct 8, 2026, 10:07 AM
Originally listedOct 7, 2026, 2:32 PM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.