Active
$330,000

8431 Terrace Road NE, Spring Lake Park, MN, 55432

4  Bedrooms3  Bathrooms2,298  Square Feet0.24  Acres
Days on market0
Year built1969
Garage spaces2
Potential $6,900buyer credit when you buy with SODL
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About this home

Discover room to spread out in this updated Spring Lake Park home, featuring fresh flooring, paint, and light fixtures throughout. The upper level offers a bright living room with a warm wood-plank ceiling and a large bay window that fills the space with natural light. The dining area opens to a deck for easy outdoor enjoyment and flows into a spacious kitchen with plenty of storage. Two bedrooms are located on this level, including the primary bedroom with a walk-in closet and a private bath featuring a separate shower and tub, along with an additional full bath. The lower level is made for gathering, with a family room and wet bar that are perfect for movie nights or entertaining, plus two more bedrooms and a bathroom. A dedicated laundry room and a large attached garage add everyday convenience. With move-in-ready updates and space to relax and entertain, this home is ready for its next chapter.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1969
LevelsSplit Entry (Bi-Level)
Living area2,298 sqft
Above-grade finished1,227 sqft
Below-grade finished1,071 sqft
Lot size0.24 acres (135x78)
Days on market0
ListedNov 13, 2026
MLS #NST7172804
CountyAnoka
SubdivisionDumphy Add
Parcel #023024120056

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 720 sqft
Parking features
Attached Garage, Concrete, Electric, Garage Door Opener
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Fencing
Partial, Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,266 sqft
Year built
1969

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Dumphy Add
HOA
No HOA
School district
16 - Spring Lake Park
High school district
Spring Lake Park

Financial & listing details

Annual tax
$4,264 (2026)
Listed
Nov 13, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drainage System, Egress Window(s), Partially Finished, Walkout
HeatingBaseboard, Forced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Patio, Vaulted Ceiling(s), Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
FoundationBlock
Foundation area1,266 sqft
Patio/porchDeck, Patio
Lot featuresCorner Lot
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener
Garage spaces2
Garage size720 sqft

Financial details

Annual taxes$4,264
Tax year2026
Taxes w/ assessments4264
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District16 - Spring Lake Park
District number16
District phone7637865570
High schoolSpring Lake Park
SODL flat fee brokerage
$6,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,200/mo
Principal & interest$1,734
Property taxes$355
Home insurance (est.)$110
%
$66,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8431 Terrace Road NE, Spring Lake Park, MN, 55432

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Listing information

MLS #NST7172804
Last reported MLS statusActive
MLS record updatedNov 14, 2026, 11:10 AM
Originally listedNov 14, 2026, 12:00 AM
Listing officeKris Lindahl Real Estate

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.