Active
$549,900

820 5th Street N, Stillwater, MN, 55082

4  Bedrooms2  Bathrooms2,405  Square Feet0.321  Acres
Days on market0
Year built1878
Garage spaces2
Potential $13,497buyer credit when you buy with SODL
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About this home

Charming North Hill Retreat Just Steps from Downtown Stillwater! Discover the perfect blend of historic Stillwater charm, modern comfort, and spectacular outdoor living in this adorable 4-bedroom, 2-bath home nestled in the highly desirable North Hill neighborhood of Stillwater, Minnesota. Situated on a rare double lot, this delightful property offers a truly enchanting outdoor oasis featuring beautiful tiered limestone walls, a charming arbor, lush flower and vegetable gardens, and an inviting deck complete with a pergola. Whether entertaining friends, dining alfresco, or simply enjoying the peaceful surroundings, this extraordinary outdoor space is a gardener’s dream! Inside, the home is equally inviting, with an expansive open-concept living, dining, and kitchen area designed for effortless entertaining and everyday comfort. New LVP in the sunroom, living room, kitchen and dining room add warmth and richness, while generously sized rooms and ample closet space provide exceptional functionality. The spacious main-floor primary bedroom has gorgeous Brazilian cherry hardwood floors and an ensuite bathroom offers the convenience of one-level living, a rare and desirable feature in this charming neighborhood. Upstairs, three additional bedrooms and a full bathroom provide plenty of flexibility for guests, a home office, or additional living space. Location is everything! Just a five-minute walk from historic downtown Stillwater, you'll enjoy easy access to the city's celebrated restaurants, boutique shopping, charming cafés, and the scenic St. Croix River. Spend your weekends exploring the riverfront, strolling through downtown, or relaxing in your own private garden retreat. With its rare double lot, exceptional outdoor spaces, inviting interior, and unbeatable North Hill location, this Stillwater gem offers a wonderful opportunity to enjoy the very best of small-town charm and modern living. A truly special place to call home!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1878
LevelsTwo
Living area2,405 sqft
Above-grade finished2,405 sqft
Below-grade finished0 sqft
Lot size0.321 acres (100x150)
Days on market0
ListedNov 6, 2026
MLS #NST7166344
CountyWashington
SubdivisionNorth Hill
Parcel #2803020210066

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Other
Cooling
Window Unit(s)
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 400 sqft
Parking features
Detached Garage, Asphalt
Exterior features
Stone, Vinyl
Fencing
Partial, Privacy
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Stone · 1,624 sqft
Roof
Asphalt
Year built
1878

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
North Hill
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$5,382 (2026)
Tax with assessments
5524
Listed
Nov 6, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFull, Unfinished
HeatingForced Air, Other
CoolingWindow Unit(s)
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Eat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Patio, Skylight, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt
FoundationStone
Foundation area1,624 sqft
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$5,382
Tax year2026
Taxes w/ assessments5524
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,522/mo
Principal & interest$2,890
Property taxes$449
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

820 5th Street N, Stillwater, MN, 55082

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Listing information

MLS #NST7166344
Last reported MLS statusActive
MLS record updatedNov 6, 2026, 5:42 PM
Originally listedNov 6, 2026, 10:47 AM
Listing officeKeller Williams Select Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.