Active
$300,000

8098 Ninemile Ridge Road, Finland, MN, 55603

1  Bedrooms1  Bathroom504  Square Feet4.1  Acres
Days on market0
Year built2023
ParkingNone
Potential $6,000buyer credit when you buy with SODL
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About this home

Perched on a ridge overlooking beautiful Ninemile Lake, this charming cabin is a place where life's pace slows down and memories are made. Whether you're looking for a peaceful retreat or a basecamp for outdoor adventures, you'll feel right at home from the moment you arrive. Warm wood finishes throughout create the cozy cabin atmosphere you've been dreaming of, while thoughtful design and modern conveniences provide all the comforts of home. The living spaces flow effortlessly together, making it easy to gather, relax, and enjoy time with family and friends. The screened porch is sure to become a favorite spot. Sip your morning coffee as the sun rises over the lake, listen to the sounds of nature, or unwind in the evening beneath a sky full of stars, all without worrying about bugs. Inside, the inviting living room is centered around a fireplace that adds warmth and ambiance on cool mornings and cozy evenings. The well-designed kitchen combines modern finishes with practical, space-saving features, making meal prep simple whether you're cooking breakfast before a day on the trails or sharing dinner after an afternoon on the lake. The main-floor bedroom offers comfortable accommodations, complete with barn-door closets and a built-in desk area. The beautifully appointed bathroom features a spacious walk-in shower and vanity, while the stackable washer and dryer provide added convenience during longer stays. Upstairs, the versatile loft offers additional sleeping space, a play area for kids, or extra storage for all your recreational gear. Step outside and discover endless opportunities to enjoy the Northwoods lifestyle. Spend your days fishing, paddling, hiking, exploring nearby state parks, or riding the ATV and snowmobile trails. The Superior National Forest is literally your neighbor. In the evening, gather around the campfire, share stories, and create lasting memories with those who matter most. Located within the Cabin Creek Cove development, this property offers a wonderful sense of privacy along with the convenience of an HOA-maintained road. Whether you're seeking weekend escapes or a place to reconnect with nature year-round, this special cabin is ready to welcome you home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsOne
Living area504 sqft
Above-grade finished504 sqft
Below-grade finished0 sqft
Lot size4.1 acres (216x733, 322x935)
Days on market0
ListedOct 23, 2026
New constructionYes
MLS #NST7164357
CountyLake
SubdivisionCabin Crk Cove/Ninemile Lake
Parcel #24571001010

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 3/4
Heating
Ductless Mini-Split, Fireplace(s)
Cooling
Ductless Mini-Split
Appliances
Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Parking features
None
Patio & porch
Porch
Exterior features
Log, Wood
Waterfront
Lake Front
Lot size
4.1 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame, Log
Foundation
Wood · 408 sqft
Roof
Metal
New construction
Yes

Utilities

Water
Drilled
Sewer
Mound Septic
Fuel
Propane

Community & HOA

Subdivision
Cabin Crk Cove/Ninemile Lake
HOA
$400/annual
HOA name
Cabin Creek Cove
HOA phone
6129100236
HOA includes
Other
School district
381 - Lake Superior

Financial & listing details

Annual tax
$1,194 (2026)
Listed
Oct 23, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingDuctless Mini-Split, Fireplace(s)
CoolingDuctless Mini-Split
Fireplaces1
AppliancesDryer, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar
AmenitiesCeiling Fan(s), Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorLog, Wood
RoofMetal
FoundationWood
Foundation area408 sqft
Patio/porchPorch
Lot featuresTree Coverage - Heavy, Tree Coverage - Light, Tree Coverage - Medium
Road frontageNo Outlet/Dead End, Private Road, Unpaved Streets
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerMound Septic
FuelPropane

Parking & garage

ParkingNone
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$1,194
Tax year2026
Taxes w/ assessments1194
Assessment pendingNo
HOA fee$400
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District381 - Lake Superior
District number381
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$6,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,176/mo
Principal & interest$1,577
Property taxes$100
Home insurance (est.)$100
HOA fees$400
%
$60,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8098 Ninemile Ridge Road, Finland, MN, 55603

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Listing information

MLS #NST7164357
Last reported MLS statusActive
MLS record updatedOct 23, 2026, 6:14 PM
Originally listedOct 23, 2026, 1:12 PM
Listing officeEdina Realty, Inc. - Duluth

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.