Does this property have an HOA?

Yes. The HOA fee is $318 per month.

What are the annual property taxes?

Annual property taxes are $6,112 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 331 days.

No photos available

Listed at

$699,000

$402/sqft

Spider Lake Preserve

8038 Lost Lake Road #130, Nisswa, MN, 56468

3 Bedrooms2 Bathrooms1,738 Square Feet5312 Acres

Days on market331

Year built2026

Garage spaces3

HOA / month$318

TypeResidential

Est. $17,970buyer credit when you buy with SODL

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About this home

One-Level Living Opportunity on the Gull Lake Chain! Experience effortless luxury in the exclusive Spider Lake Preserve. This stunning, new-construction one-level lake home by Thomas Allen Homes offers the rare combination of maintenance-free living and immediate access to the Gull Lake Chain via your own private boat slip. Situated on the last one-level lot in this community (3 lots remain in total). Home Highlights: 3BR/2BA layout featuring 9' ceilings and vaulted main living areas. Premium Finishes and options such as custom cabinetry, elegant tile shower, cozy living room fireplace, a beautiful sunroom that leads to a private patio, surrounded by professional landscaping. Ask about our 4-bedroom/3-bathroom option with an added bonus room. The Spider Lake Preserve Lifestyle: Private 35-acre enclave in the City of Lake Shore; Private dock and lakeside patio with firepit area; Pickleball court; Scenic crushed granite trail system to the lake. Located just minutes from the area's best dining and recreation, including Bar Harbor, Zorbaz, Lost Lake Lodge, and championship golf. Don’t miss your last chance for new, one-level construction with a dedicated slip in this quiet, upscale community. Your Gull Lake adventure begins here!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2026

LevelsOne

Living area1,738 sqft

Above-grade finished1,738 sqft

Below-grade finished0 sqft

Lot size5312 acres (64x83 Build Pad approx 32 acre shared)

Days on market331

ListedNov 1, 2025

MLS #NST6812296

CountyCass

SubdivisionSpider Lake Preserve

Parcel #903850180b

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 24X34 · 726 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Front Porch, Patio
View: North
Waterfront: Channel Shore, Dock, Lake Front, Shared

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,738 sqft
Roof: Asphalt, Metal
Builder: THOMAS ALLEN HOMES
Year built: 2026

Utilities

Water: Shared System, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Spider Lake Preserve
HOA: $318/month
HOA name: Spider Lake Preserve HOA
HOA phone: 6129912279
HOA includes: Dock, Lawn Care, Shared Amenities, Snow Removal
HOA amenities: Boat Slip, Dock, In-Ground Sprinkler System, Other, Patio, Tennis Courts, Trail(s)

Financial & listing details

Annual tax: $6,112 (2025)
Tax with assessments: 6178
Listed: Nov 1, 2025
Days on market: 331
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Dock, Ethernet Wired, Primary Bedroom Walk-In Closet, Porch, Boat Slip, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityOther

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAsphalt, Metal

Foundation area1,738 sqft

Patio/porchFront Porch, Patio

Lot featuresAccessible Shoreline, Sod Included in Price, Tree Coverage - Medium, Zero Lot Line

Road frontagePrivate Road

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size726 sqft

Financial details

Annual taxes$6,112

Tax year2025

Taxes w/ assessments6178

Assessment pendingNo

HOA fee$318

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$17,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,734/mo

Principal & interest$3,674

Property taxes$509

Home insurance (est.)$233

HOA fees$318

Down payment

$139,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.