Pending
$974,900

7455 Fern Court, Loretto, MN, 55357

5  Bedrooms3  Bathrooms3,759  Square Feet4.22  Acres
Days on market10
Year built2005
Garage spaces3
Potential $26,247buyer credit when you buy with SODL

About this home

Beautiful 5-bedroom, 3-bathroom house on 4.2 private acres! Located at the end of a cul-de-sac, this former model home features countless high-end finishes. The main level features 3 bedrooms, including a private primary ensuite. Vaulted ceilings enhance the open-concept design, while the spacious living room centers around a gas fireplace with quality built-ins. An open dining area flows seamlessly into a sunroom that overlooks the backyard and heated pool, creating a bright and relaxing space to enjoy the natural surroundings. The kitchen is thoughtfully appointed with granite countertops, stainless steel appliances, under-cabinet lighting, and modern tile backsplash. The walkout lower level expands the living space with two additional bedrooms, a large family room with a second gas fireplace, a convenient wet bar, and a dedicated exercise room or flexible bonus space. Outside, the professionally landscaped grounds showcase a stunning wooded setting that provides exceptional privacy. The heated in-ground pool adds a resort-like touch, while the oversized heated three-car attached garage and an additional heated detached two-car garage offer abundant space for vehicles, storage, or a workshop. This property combines upscale finishes, generous indoor and outdoor living areas, and a rare sense of seclusion in a truly desirable setting. Recent updates include a new furnace (2026), well pump (2025), water softener (2025), whole house water filter (2025), dishwasher (2025), water heater (2024), and roof (2021)!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsOne
Living area3,759 sqft
Above-grade finished1,926 sqft
Below-grade finished1,833 sqft
Lot size4.22 acres (Lengthy)
Days on market10
ListedMar 3, 2026
MLS #NST7029079
CountyHennepin
SubdivisionPioneer Haven
Parcel #2511924130008

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 778 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Pool
Below Ground, Heated, Outdoor
Fencing
None
Other structures
Garage(s), Lean-To, Workshop, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
1,926 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2005

Utilities

Water
Well
Sewer
Holding Tank, Mound Septic, Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Pioneer Haven
HOA
No HOA
School district
Rockford

Financial & listing details

Annual tax
$10,638 (2026)
Listed
Mar 3, 2026
Days on market
10 · 38 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Finished, Full
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Washer, Water Softener Owned
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Security System, Skylight, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Wet Bar, Walk-Up Attic
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,926 sqft
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerHolding Tank, Mound Septic, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Garage spaces3
Garage size778 sqft

Financial details

Annual taxes$10,638
Tax year2026
Taxes w/ assessments10638
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2319
District phone7634779165
High schoolRockford
SODL flat fee brokerage
$26,247Estimated buyer credit
SODL platform fee $3,000Your buyer credit $26,247

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,335/mo
Principal & interest$5,124
Property taxes$887
Home insurance (est.)$325
%
$194,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7455 Fern Court, Loretto, MN, 55357

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Listing information

MLS #NST7029079
Last reported MLS statusPending
MLS record updatedMar 26, 2026, 9:09 PM
Originally listedMar 3, 2026, 7:06 AM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.