705 W River Street, Monticello, MN, 55362
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About this home
Impressive 4-bedroom, 3-bath Mississippi Riverfront home with beautiful water and wildlife views from the main level and walkout lower level. Recent upgrades include a new roof, steel siding, carpet, countertops, dishwasher, range, owned water softener, and a large maintenance-free deck. Each level has a full bath, while the primary bedroom offers a walk-in closet and private half bath. Spacious living and family rooms provide plenty of room to relax or gather, and the back patio and river-facing firepit are ideal for grilling and entertaining. Turnkey and move-in ready—schedule your showing today!
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 half
- Heating
- Baseboard, Ductless Mini-Split, Hot Water
- Cooling
- Ductless Mini-Split
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 2 spaces · 20 x 20 · 400 sqft
- Parking features
- Attached Garage, Tuckunder Garage
- Patio & porch
- Composite Decking, Deck, Patio
- Exterior features
- Stone, Steel Siding
- Fencing
- Chain Link, Full, Wood
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,532 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1960
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Original Monticello
- HOA
- No HOA
- School district
- 882 - Monticello
- High school district
- Monticello
Financial & listing details
- Annual tax
- $3,184 (2026)
- Listed
- Oct 20, 2026
- Days on market
- 0 · 116 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
705 W River Street, Monticello, MN, 55362
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
