Active
$225,000

704 White Bear Avenue N, Saint Paul, MN, 55106

2  Bedrooms2  Bathrooms1,134  Square Feet0.17  Acres
Days on market0
Year built1926
Garage spaces1
Potential $3,750buyer credit when you buy with SODL
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About this home

Classic 1926 Craftsman bungalow with 2 bedrooms, 2 bathrooms, and 1,134 finished square feet. In nearly 100 years, the home has had only three owners. A 23-foot enclosed front porch with windows on three sides opens to the living room. Refinished hardwood floors, natural oak woodwork, crown moulding, and a built-in arched colonnade carry through to the separate formal dining room. The kitchen features stainless steel appliances, including a gas range, over-the-range microwave, and refrigerator, along with new flooring, a brick backsplash, and wood cabinetry. The main-floor full bathroom was updated in 2026 with a white tile tub-and-shower surround, black-and-white hex tile floor, and a console sink. Both bedrooms are on the main level with hardwood floors. A 33x9 walk-up attic with plank flooring could be finished for added living space and offers plenty of storage as is. The lower level adds a 12x21 family room with a brick-front bar area, an open-style 3/4 bathroom, a laundry area with a utility sink, a storage room with built-in cabinets, and a utility room. The 2022 washer and dryer and the lower-level deep freeze are included. Mechanicals include a 2012 furnace and central air conditioner, a 2017 roof, and 100-amp circuit breaker electrical service. Outside, the extra-deep, partially fenced backyard has a paver patio, a fire pit area, and mature trees, plus a detached garage off the asphalt driveway. Hazel Park playground is about half a mile away. Sun Ray Shopping Center and Sun Ray Library are about a mile away. Battle Creek Regional Park and Lake Phalen are each about two miles away, with quick I-94 access and downtown Saint Paul about 3.5 miles west. The local favorite "The Little Oven" Pizza & Eatery is steps away!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1926
LevelsOne
Living area1,134 sqft
Above-grade finished816 sqft
Below-grade finished318 sqft
Lot size0.17 acres (52x143)
Days on market0
ListedOct 26, 2026
MLS #NST7164793
CountyRamsey
SubdivisionRobert L Wares Eastern Heights
Parcel #352922220124

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
1 space · 21x16 · 336 sqft
Parking features
Detached Garage, Asphalt
Patio & porch
Front Porch
Exterior features
Stucco
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 816 sqft
Roof
Architectural Shingle
Year built
1926

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Robert L Wares Eastern Heights
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,552 (2026)
Listed
Oct 26, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull, Partially Finished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningSeparate/Formal Dining Room
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofArchitectural Shingle
FoundationBlock
Foundation area816 sqft
Patio/porchFront Porch
Lot featuresTree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces1
Garage size336 sqft

Financial details

Annual taxes$3,552
Tax year2026
Taxes w/ assessments3552
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$3,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,553/mo
Principal & interest$1,182
Property taxes$296
Home insurance (est.)$75
%
$45,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

704 White Bear Avenue N, Saint Paul, MN, 55106

Listing information

MLS #NST7164793
Last reported MLS statusActive
MLS record updatedOct 29, 2026, 10:08 AM
Originally listedOct 29, 2026, 12:00 AM
Listing officeReal Broker, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.