Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $558 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 179 days.

Listed at

$189,500

$94/sqft

692 Valley Road

692 Valley Road, Two Harbors, MN, 55616

2 Bedrooms1 Bathroom2,016 Square Feet10 Acres

Days on market179

Year built1938

Garage spaces2

TypeResidential

Est. $2,685buyer credit when you buy with SODL

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About this home

Opportunity awaits with this as-is property on a spacious lot in Two Harbors. Home needs work but offers great potential for investors or buyers looking to build equity. Quiet setting with easy access to Hwy 61.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1938

LevelsOne

Living area2,016 sqft

Above-grade finished1,008 sqft

Below-grade finished1,008 sqft

Lot size10 acres (329x1324)

Days on market179

ListedApr 3, 2026

MLS #NST7048129

CountyLake

Parcel #25531133730

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: None
Basement: Full · 1,008 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 572 sqft
Parking features: Detached Garage
Lot size: 10 acres
Lot dimensions: 329x1324
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 1,008 sqft
Year built: 1938

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: Lake Superior

Financial & listing details

Annual tax: $558 (2025)
Tax with assessments: 582
Listed: Apr 3, 2026
Days on market: 179
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull

HeatingForced Air

CoolingNone

AccessibilityNone

Exterior & lot

Foundation area1,008 sqft

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$558

Tax year2025

Taxes w/ assessments582

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1544

District phone2188348216

High schoolLake Superior

SODL flat fee brokerage

$2,685Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,685

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,106/mo

Principal & interest$996

Property taxes$47

Home insurance (est.)$63

Down payment

$37,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.