Listed at
$229,000
$130/sqft

Railroad Island Twnhms

680 Otsego Street, Saint Paul, MN, 55130
4  Bedrooms2  Bathrooms1,757  Square Feet0.079  Acres
Days on market235
Year built1983
Garage spaces1
HOA / month$260
TypeResidential
Est. $3,870buyer credit when you buy with SODL
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About this home

This spacious four-bedroom, two-bath corner-unit townhome makes everyday living easy. With all main living spaces on one level, there’s no need to run up and down stairs for laundry! The corner location brings in extra natural light and a little more privacy, while the low-maintenance design means more time to enjoy life and less time on upkeep. Plus 1 car attached garage! Comfortable, convenient, and ready to fit your lifestyle.

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Date
Mar 7, 2026
Time
5pm – 7pm
Address
680 Otsego Street, Saint Paul, MN, 55130

Listed By: Exit Realty Nexus • NST7004154 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeTownhouse Quad/4 Corners
Year built1983
LevelsOne
Living area1,757 sqft
Above-grade finished907 sqft
Below-grade finished850 sqft
Lot size0.079 acres (56x63x52x64)
Days on market235
ListedFeb 2, 2026
MLS #NST7004154
CountyRamsey
SubdivisionRailroad Island Twnhms
Parcel #322922220032

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Exhaust Fan, Range, Refrigerator

Property

Levels / stories
One
Garage
1 space · 240 sqft
Parking features
Attached Garage
Pool
None
Lot size
0.079 acres
Lot dimensions
56x63x52x64

Construction

Property type
Residential
Property subtype
Townhouse Quad/4 Corners
Construction materials
Block
Foundation
907 sqft
Year built
1983

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Railroad Island Twnhms
HOA
$260/month
HOA name
Railroad Island townhomes
HOA phone
6513568896
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
School district
St. Paul

Financial & listing details

Annual tax
$3,500 (2025)
Listed
Feb 2, 2026
Days on market
235
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Disposal, Exhaust Fan, Range, Refrigerator
DiningBreakfast Area
AccessibilityNone

Exterior & lot

Foundation area907 sqft
ZoningResidential-Multi-Family,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size240 sqft

Financial details

Annual taxes$3,500
Tax year2025
Taxes w/ assessments3500
Assessment pendingNo
HOA fee$260
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2102
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$3,870Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,870

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,831/mo
Principal & interest$1,203
Property taxes$292
Home insurance (est.)$76
HOA fees$260
%
$45,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

680 Otsego Street, Saint Paul, MN, 55130

Listing information

MLS #NST7004154
StatusActive
Last updatedMar 2, 2026, 7:42 PM
Originally listedFeb 6, 2026, 12:00 AM
Listing officeExit Realty Nexus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.