Listed at
$289,900
$180/sqft

675 Otsego Street

675 Otsego Street, Saint Paul, MN, 55101
3  Bedrooms2  Bathrooms1,608  Square Feet
Days on market59
Year built2003
Garage spaces2
TypeResidential
Est. $5,697buyer credit when you buy with SODL
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About this home

Developed by Dayton's Bluff N.H.S., this well-designed home offers a functional and inviting floor plan. The main level features a convenient half bath, while the second floor includes three spacious bedrooms and a full bathroom. Additional highlights include a two-car attached garage and a low-maintenance exterior. Recent updates include fresh paint throughout the entire home, new carpeting, and a den in the basement with an egress window, providing extra living or recreational space. The roof and siding were replaced approximately five years ago, offering added peace of mind for years to come. Buyer/buyer's agent to verify measurements. Please remove your shoes when showing. Loan commitment date must be at least 5 days prior to closing date.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsTwo
Living area1,608 sqft
Above-grade finished1,408 sqft
Below-grade finished200 sqft
Lot size0 acres (46.46x124)
Days on market59
ListedJul 31, 2026
MLS #NST7119873
CountyRamsey
Parcel #322922220148

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Exhaust Fan, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 568 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Fencing
None
Lot dimensions
46.46x124

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 704 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2003

Utilities

Water
City Water/Connected, City Water - In Street
Sewer
City Sewer/Connected, City Sewer - In Street
Fuel
Natural Gas

Community & HOA

HOA
No HOA
HOA includes
Other
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$4,052 (2025)
Listed
Jul 31, 2026
Days on market
59 · 96 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementEgress Window(s), Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Exhaust Fan, Range, Refrigerator
DiningInformal Dining Room
AmenitiesKitchen Window, Porch, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area704 sqft
Lot featuresPublic Transit (w/in 6 blks), Sod Included in Price
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, City Water - In Street
SewerCity Sewer/Connected, City Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size568 sqft

Financial details

Annual taxes$4,052
Tax year2025
Taxes w/ assessments4052
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$5,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,958/mo
Principal & interest$1,524
Property taxes$338
Home insurance (est.)$97
%
$57,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

675 Otsego Street, Saint Paul, MN, 55101

Listing information

MLS #NST7119873
StatusActive
Last updatedSep 22, 2026, 3:48 AM
Originally listedJul 31, 2026, 4:44 PM
Listing officeUSA Dream Home Realty Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.