Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $623 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$525,000

$284/sqft

6423 Hay Creek Road

6423 Hay Creek Road, Fort Ripley, MN, 56449

3 Bedrooms2 Bathrooms1,848 Square Feet15 Acres

Days on market48

Year built2006

Garage spaces6

TypeResidential

Est. $12,750buyer credit when you buy with SODL

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About this home

SELLERS WILLING TO PAY PORTION OF BUYERS CLOSING COSTS. 15 Acre Homestead in Fort Ripley! Delightful 3bd/2ba walkout/full basement, in floor heat, vaulted ceilings, stainles steel appliances, & attached 2 stall garage. Large shop with elevated door for storing large machinery, motor homes & all your toys. Exceptional place for horses & animals with Nokasippi River flowing through 13 acres of pasture. A paradise for hunters, atv's & hikers with mother nature surrounding you for those carefee days in the woods. (Lower level walkout could be leased as separate living quarters.)

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2006

LevelsOne

Living area1,848 sqft

Above-grade finished1,232 sqft

Below-grade finished616 sqft

Lot size15 acres (15)

Days on market48

ListedAug 10, 2026

MLS #NST7122741

CountyCrow Wing

Parcel #90090510

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 6 spaces · 25 x 24 · 624 sqft
Parking features: Attached Garage, Multiple Garages, Paved Lot
Patio & porch: Deck
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: Block · 1,232 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2006

Utilities

Water: Drilled, Well
Sewer: Septic System Compliant - Yes
Fuel: Electric, Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $623 (2026)
Tax with assessments: 648
Listed: Aug 10, 2026
Days on market: 48 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full, Kitchenette, Storage Space, Sump Pump, Tile Shower, Walkout, Wood

HeatingBoiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating

CoolingCentral Air

LaundryMain Level

AppliancesCooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Local Area Network, Main Floor Primary Bedroom, Panoramic View, Security Lights, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar

AccessibilityAccessible for Hearing-Impairment, Soaking Tub

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,232 sqft

Patio/porchDeck

Lot featuresSuitable for Horses, Tree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture

Utilities

Water sourceDrilled, Well

SewerSeptic System Compliant - Yes

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Multiple Garages, Paved Lot

Garage spaces6

Garage size624 sqft

Financial details

Annual taxes$623

Tax year2026

Taxes w/ assessments648

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$12,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,986/mo

Principal & interest$2,759

Property taxes$52

Home insurance (est.)$175

Down payment

$105,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6423 Hay Creek Road, Fort Ripley, MN, 56449

Street View

Listing information

MLS #NST7122741

StatusActive

Last updatedSep 11, 2026, 4:51 PM

Originally listedAug 11, 2026, 4:46 PM

Listing officeCentury 21 Brainerd Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.