Active
$205,000

640 Dale Street N, Saint Paul, MN, 55103

2  Bedrooms2  Bathrooms1,145  Square Feet0.016  Acres
Days on market93
Year built2006
Garage spaces1
Potential $3,150buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Rarely available urban townhome in a well-managed 16-unit community in the heart of the city! This inviting 3-level home features 2 bedrooms, 2 bathrooms, a spacious eat-in kitchen, warm finishes, private 2nd-floor deck and attached garage. Built in 2006 and in excellent mechanical condition. Enjoy light rail and public transportation just blocks away, plus fantastic nearby restaurants, shopping and city amenities. Move-in ready and owner-occupied community.

Contact us

Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2006
LevelsTwo
Living area1,145 sqft
Above-grade finished1,145 sqft
Below-grade finished0 sqft
Lot size0.016 acres (Common)
Days on market93
ListedAug 12, 2026
MLS #NST7126201
CountyRamsey
SubdivisionCic 707 Dale St Twnhms
Parcel #362923220269

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
Two
Garage
1 space · 18x14 · 252 sqft
Parking features
Attached Garage
Exterior features
Stone, Fiber Board
Lot size
0.016 acres
Lot dimensions
Common

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Slab · 465 sqft
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Cic 707 Dale St Twnhms
HOA
$325/month
HOA name
Cedar Mangement
HOA phone
7635741500
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Snow Removal
School district
625 - St. Paul

Financial & listing details

Annual tax
$3,491 (2026)
Tax with assessments
3752
Listed
Aug 12, 2026
Days on market
93
Special listing conditions
Short Sale
Short sale potential
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStone, Fiber Board
FoundationSlab
Foundation area465 sqft
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size252 sqft

Financial details

Annual taxes$3,491
Tax year2026
Taxes w/ assessments3752
Assessment pendingYes
HOA fee$325
Down payment resourceYes
Lender ownedNo
Short saleYes
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$3,150Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,150

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,762/mo
Principal & interest$1,077
Property taxes$291
Home insurance (est.)$68
HOA fees$325
%
$41,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

640 Dale Street N, Saint Paul, MN, 55103

Similar Homes

1010 Front AvenuePotential $4,197 credit
2 Bedrooms2 Bathrooms
1,056 sq ft

1010 Front Avenue

$$239,900Saint Paul MN 55103
1087 Matilda StreetPotential $3,897 credit
2 Bedrooms2 Bathrooms
934 sq ft

1087 Matilda Street

$$229,900Saint Paul MN 55117
779 Thomas AvenuePotential $3,300 credit
3 Bedrooms1 Bathroom
1,164 sq ft

779 Thomas Avenue

$$210,000Saint Paul MN 55104
1066 Chatsworth Street NPotential $4,470 credit
2 Bedrooms2 Bathrooms
1,164 sq ft

1066 Chatsworth Street N

$$249,000Saint Paul MN 55103
545 Virginia StreetPotential $3,450 credit
2 Bedrooms1 Bathroom
1,422 sq ft

545 Virginia Street

$$215,000Saint Paul MN 55103
893 Scheffer AvenuePotential $2,700 credit
2 Bedrooms2 Bathrooms
1,027 sq ft

893 Scheffer Avenue

$$189,990Saint Paul MN 55102
198 6th Street E #501Potential $2,250 credit
2 Bedrooms2 Bathrooms
1,044 sq ft

198 6th Street E #501

$$175,000Saint Paul MN 55101
350 Saint Peter Street #1012Potential $3,597 credit
2 Bedrooms1 Bathroom
1,160 sq ft

350 Saint Peter Street #1012

$$219,900Saint Paul MN 55102

Listing information

MLS #NST7126201
Last reported MLS statusActive
MLS record updatedOct 19, 2026, 4:40 PM
Originally listedAug 12, 2026, 1:32 PM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.