Listed at
$385,000
$301/sqft

63981 State Highway 38

63981 State Highway 38, Effie, MN, 56639
3  Bedrooms1  Bathroom1,280  Square Feet92.34  Acres
Days on market319
Year built1975
Garage spaces2
TypeResidential
Est. $8,550buyer credit when you buy with SODL
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About this home

Welcome to Your North Woods Retreat Just north of Bigfork on scenic State Highway 38, you’ll find this one-owner, meticulously cared-for home set on over 92 beautiful acres. The property is bordered to the south by hundreds of acres of State and County land — ideal for hunting, recreation, and exploring the great outdoors. This property features a spacious 30’ x 45’ insulated garage with 14-foot-high doors, perfect for storing large equipment, vehicles, or recreational toys. Inside, the home offers a warm, inviting atmosphere with large vinyl windows that fill the space with natural light and provide stunning views of the surrounding wilderness. The generously sized rooms and cozy layout make it easy to feel right at home. Enjoy outdoor living on the expansive front and kitchen decks, overlooking a beautifully maintained yard that rivals any golf course. The unfinished basement, constructed with an extra layer of block, offers excellent potential for future finishing — a true equity builder for the next owner. Beyond the home, the property holds significant future timber value and features over $5,000 worth of fencing, making it ideal for livestock or hobby farming. Located just a short distance from the North Star Ranch, home of the annual Effie Rodeo each July, this location also presents a great opportunity for vacation or event rental income. Experience the peace, privacy, and possibilities that come with owning your own slice of the North Woods — a rare find with endless potential.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1975
LevelsOne
Living area1,280 sqft
Above-grade finished1,280 sqft
Below-grade finished0 sqft
Lot size92.34 acres (2700 x 1500)
Days on market319
ListedNov 5, 2025
MLS #NST6814065
CountyItasca
Parcel #670344300

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Basement
Block · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 30 x 45 · 1,350 sqft
Parking features
Detached
Lot size
92.34 acres
Lot dimensions
2700 x 1500
Accessibility
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Other
Foundation
1,280 sqft
Roof
Age Over 8 Years
Year built
1975

Utilities

Water
Drilled, Well
Sewer
Septic System Compliant - No

Community & HOA

HOA
No HOA
School district
Grand Rapids

Financial & listing details

Annual tax
$1,385 (2025)
Tax with assessments
1466.0000
Listed
Nov 5, 2025
Days on market
319 · 5 cumulative

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years
Foundation area1,280 sqft
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerSeptic System Compliant - No

Parking & garage

ParkingDetached
Garage spaces2
Garage size1,350 sqft

Financial details

Annual taxes$1,385
Tax year2025
Taxes w/ assessments1466.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number318
District phone218-327-5704
High schoolGrand Rapids
SODL flat fee brokerage
$8,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,267/mo
Principal & interest$2,023
Property taxes$115
Home insurance (est.)$128
%
$77,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

63981 State Highway 38, Effie, MN, 56639

Listing information

MLS #NST6814065
StatusActive
Last updatedNov 18, 2025, 5:44 PM
Originally listedNov 13, 2025, 6:00 AM
Listing officeCOLDWELL BANKER NORTHWOODS

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.